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USDA Eligibility Boundaries for Gem, Idaho 
There are no geographical USDA loan restrictions in this county. 100% of Gem County is eligible for rural development USDA home loans.
Featured local agent #1 Mike Barth from Silvercreek Realty Group
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Gem county is rated a 5. The average temperature during the month of June is 73.0℉ and the average temperature in January is 29.7℉. The typical humidity of this area is approximately 21% and the area covered by water is 0.56%. The overall influence score for Gem is 6.
The map below displays geographic boundaries of Gem, Idaho with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Gem County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Idaho.
Gem County is located in southwestern Idaho, within the Boise metropolitan area. The county has a population of 16,737 as of 2020, with the majority of residents living in rural areas and small towns. The median household income is $45,148 and the poverty rate is 18.2%.
The county has a large agricultural base with cattle and wheat production being the most prominent. The climate is semi-arid with low rainfall and hot summers. Winters are mild, with temperatures rarely dipping below freezing.
Gem County has a variety of outdoor recreational opportunities including hunting, fishing, hiking and camping. There are also several small lakes and rivers in the area that offer great fishing and boating opportunities. In addition to the outdoors, there is plenty of shopping, dining, and entertainment options in the area.
Gem, Idaho
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Idaho USDA program details you can also contact:
IDAHO STATE OFFICEFeatured Property from USDA Loan Eligible Regions of Idaho
(208) 378-5600 ext. 2
NORTHERN IDAHO AREA OFFICE
(208) 762-4939 Ext. 4
WESTERN IDAHO AREA OFFICE
(208) 459-0761 Ext. 4
CENTRAL IDAHO AREA OFFICE
(208) 733-5380 Ext. 4
EASTERN IDAHO AREA OFFICE
(208) 785-2090 x4
