Looking to buy in Jefferson County, Idaho?
There are 480 USDA backed residential loans in Jefferson county with an average loan balance of $154,437. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $155,973. On average the rural home size purchased with this loan was approximately 1,479 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Jefferson County is roughly 2,865 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Jefferson County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Jefferson County, ID
* cities most likely to have USDA loan eligible properties for sale.
Annis • Barlow • Bassett • Camas • Garfield • Grant • *Hamer • Hawgood • Heise • Labelle • *Lewisville• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Lorenzo • *Menan • Midway • Monteview • *Mud Lake • *Rigby • *Ririe • *Roberts • Terreton
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.
Jefferson County is located in the southeastern part of the great state of Idaho, established on February 18, 1913. The county was named in honor of Thomas Jefferson, the third president of the United States, who played a significant role in the country's development.
Before the establishment of Jefferson County, the area was inhabited by various Native American tribes, including the Shoshone and Bannock. Euro-American settlers, mainly fur trappers and traders, arrived in the early 19th century. In the following decades, more and more settlers, including farmers and cattle ranchers, migrated to the region.
The construction of the Oregon Short Line Railroad in the 1880s accelerated growth in the area, resulting in the development of towns such as Rigby, Lewisville, and Menan. Agriculture and livestock industries drove the local economy. Also, the establishment of the Idaho Experimental Farm in 1905 helped to revolutionize dry farming techniques and improve irrigation systems, further shaping the county's agricultural landscape.
A fun fact about Jefferson County is that it is often considered the birthplace of television. Rigby's own Philo T. Farnsworth, an American inventor and television pioneer, conceived the basic concepts of electronic television while still a teenager at the local high school. A museum dedicated to Farnsworth can be found in Rigby, celebrating his remarkable achievements and the region's unique contribution to the world of technology.
February 2025 Featured Agent | |
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Sheri Peery | from Keller Williams Realty East Idaho |