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Looking to buy in Kootenai County, Idaho?
There are 1,714 USDA backed residential loans in Kootenai county with an average loan balance of $156,902. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $151,740. On average the rural home size purchased with this loan was approximately 1,254 SqFt. Kootenai county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Kootenai County is roughly 3,408 square kilometers. USDA defined regions of rural loan ineligibility in Kootenai cover 223 square kilometers of the county. Approximately 6.6% of Kootenai County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Kootenai County, ID
* cities most likely to have USDA loan eligible properties for sale.
*Athol • Atlas • Bayview • Bellgrove • Belmont • Blackwell • Chilco • Clarksville • Coeur dAlene • *Conkling Park • Dalton Gardens • Dudley • East Greenacres • Echo Beach • Eddyville • Excelsior Beach • Fernan Lake Village • Garwood • Gibbs • *Harrison • *Hauser • Haycrop • Hayden • Hayden Lake • Howelltown • Huetter • Lane • McGuire • Medimont • Mica • Mozart • North Pole • Pleasant View • *Post Falls • Ramsey • *Rathdrum • Rockaway Beach • *Rockford Bay • Rose Lake • Setters • Silver Beach • Silver Sands Beach • *Spirit Lake • Springston • *State Line • Sturgeon • Twin Beaches • Twinlow • Wolf Lodge • *Worley
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Kootenai County.