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Find USDA Eligible Properties in Nez Perce County
Looking to buy in Nez Perce County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Nez Perce County, ID 
* cities most likely to have USDA loan eligible properties for sale.
Agatha • Arrow • Big George • Bundy • Cameron • Cherrylane • Chesley • *Culdesac • Forebay • German Settlement • Gifford • Hatwai • Jacques • *Lapwai • Leland• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lenore • *Lewiston • Melrose • Myrtle • North Lapwai • *Peck • Southwick • Spalding • *Sweetwater • Waha • Webb • Willola • Zaza
There are 123 USDA backed residential loans in Nez Perce county with an average loan balance of $150,086. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $150,510. On average the rural home size purchased with this loan was approximately 1,136 SqFt. Nez Perce county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Nez Perce County is roughly 2,216 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Nez Perce County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Nez Perce County.
View the detailed USDA boundaries and read about general conditions of
Nez Perce County, Idaho
.Nez Perce County is located in the north-central region of the great state of Idaho. Established on February 4, 1864, the county has a rich historical background, particularly connected to the indigenous Nez Perce Tribe. The county's name is derived from a French phrase meaning "pierced nose," which incorrectly referred to the tribe's facial piercings. However, this tribal custom was improperly attributed to the Nez Perce.
The Nez Perce people played a significant role in the development of trade and transportation in the region. When the Lewis and Clark expedition arrived in the area in 1805, they built a valuable relationship with the Nez Perce Tribe, which ultimately helped guide and support their journey. The tribe initially welcomed European settlers until the Nez Perce War in 1877, when conflict arose over territories and treaties.
Gold was discovered in 1860 in the Orofino Creek, leading to a gold rush that attracted thousands of prospectors and settlers to the region. As a result, Nez Perce County flourished, and its economy expanded into areas such as agriculture, timber, and light manufacturing.
Lewiston, the county seat, was established in 1861 and is Idaho's only seaport, with access to the Pacific Ocean via the Snake and Columbia Rivers. This seaport makes Lewiston and Nez Perce County unique, as they serve as important hubs for trade and transportation within the state.
Fun fact: Lewiston briefly served as Idaho's capital from the territory's establishment in 1863 until 1865, when the capital was moved to Boise in response to the gold rush in the south.
Featured Cities of Idaho
browse list of realtors working in Nez Perce CountyNez Perce county has 1 usdaproperties.com realtor ready to help with your search!
| March 2025 Featured Agent | |
|---|---|
| Chance Weil | from Century 21 Price Right |
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