Find USDA Eligible Properties in Valley County

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Realtors in Valley browse list of realtors working in Valley County
Valley county has 1 realtor ready to help with your search!

July 2024 Featured Agent
Kecia Mortenson   from   Silvercreek Realty group

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Looking to buy in Valley County, Idaho?

There are 38 USDA backed residential loans in Valley county with an average loan balance of $149,798. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $149,848. On average the rural home size purchased with this loan was approximately 1,276 SqFt. Valley county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Valley County is roughly 9,675 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Valley County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Valley County, ID   Valley QR code
* cities most likely to have USDA loan eligible properties for sale.

Alpha   •   Archabal   •   Arling   •   Belvidere   •   Big Creek   •   Cabarton   •   *Cascade   •   *Donnelly   •   Eagle Nest   •   Edwardsburg   •   Fritser Ford   •   Lake Fork   •   Landmark   •   Lawman Ford   •   *McCall   •   Midnight   •   Norwood   •   Old Fort   •   Roseberry   •   *Smiths Ferry   •   Stibnite   •   Warm Lake   •   Yellow Pine

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Valley County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Valley County, Idaho
USDA Boundary Details

Valley County, located in the great state of Idaho, was officially created on February 26, 1917. The county got its name due to the fact that it consists of the Long Valley of the North Fork of the Payette River, as well as the surrounding mountains. Before its establishment, the area was part of Boise County, and its formation was initiated to better serve the population living in the area at the time.

Much of Valley County's history is closely tied to the mining and timber industries, which attracted settlers to the region during the 19th and early 20th centuries. In the 1860s, gold was discovered in the region, leading to an influx of prospectors and miners, and small settlements began to form.

Many pioneers moved to the region, and they tamed the wilderness by establishing mines, building infrastructure, and fostering a strong sense of community. Several small towns sprouted up in the region, such as Cascade, McCall, and Yellow Pine. The timber industry enjoyed great success in the area, and numerous lumber mills operated throughout the county.

One fun fact about Valley County is that it is home to the beautiful Payette Lake, a popular destination for outdoor recreation. The lake gets its name from Franois Payette, a French-Canadian fur trapper and explorer who traversed the region in the 19th century. Today, the lake offers year-round activities such as swimming, boating, fishing, and ice-skating, effectively drawing thousands of visitors each year.

Featured Cities of Idaho
Cabarton Midnight
Featured Properties from USDA Loan Eligible Regions of Valley County
15 Gold Fork Bay Cir
Donnelly, ID

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420 Yellow Pine Ave
Yellow Pine, ID

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77 Dry Buck Rd
High Valley, ID

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420 Yellow Pine Ave
Yellow Pine, ID

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