There are no geographical USDA loan restrictions in this postal code. Click for more details on 62876.

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Good Aspects:
1. Centralia is located near a number of outdoor recreational areas, such as Rend Lake, Kaskaskia River State Fish and Wildlife Area, and Pyramid State Park.
2. Centralia has plenty of small-town charm with its historic downtown district and variety of locally owned businesses.

Not So Good:
1. Centralia has experienced significant population decline since the 1980s due to a large underground coal fire that continues to burn beneath the city.

Eugenia Manning
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Eugenia (Genia) Manning works hard to ensure that you and your property are taken care of every step of the way. From ... see full details and contact information for Eugenia ... as a friend. For me, strangers are simply friends I havent met yet!
This realtor has 9 recent and active property listings that range in price from $14,950 to $250,000 with the most recent sale on 2024-07-15 for $402,000.
Serving the areas of Jacob, Willisville, Johnston City, Valier, Scheller, Thompsonville, Cobden, Pomona, Waltonville & Carbondale
Darlene And Mark Baltzell
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I am a full time Broker/Realtor with over 32 years of experience in the Centralia and surrounding areas. Together with my ... see full details and contact information for Darlene ... of our clients. Feel free to contact us for all your real estate needs!
Darlene has 20 recent and active property listings that range in price from $12,000 to $449,000 with the most recent sale on 2024-07-15 for $480,000.
Serving the areas of Beckemeyer, Nashville, Breese, Alma, Patoka, Carlyle, Bluford, Richview, Sandoval & Ashley
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Amber Skinner
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Real estate expert with diverse experience in Title Insurance, Mortgage Closer, buyer, seller, and Real Estate Broker. ... see full details and contact information for Amber ... Committed to integrity and making your real estate journey a success!
This realtor has 22 recent and active property listings that range in price from $12,000 to $355,000 with the most recent sale on 2024-07-12 for $725,000.
Serving the areas of Okawville, Carbondale, West Frankfort, Evansville, Edwardsville, Oakdale, Cambria, Renault, Belleville & Du Bois
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Deana L Brown
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My name is Deana Brown I'm very excited to be starting a career in real estate. Over the past 23 years I've had various ... see full details and contact information for Deana ... as I do with my paintings along with prior and current business endeavors.
This realtor has 0 active or recent property listings for $0.
Serving the areas of Keenes, Rinard, Tamaroa, Buckner, Woodlawn, Dahlgren, Irvington, Ina, Hoffman & Scheller
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Here are some pros and cons of home ownership in Centralia, Illinois:

Pros:
- Affordable Housing: Centralia has a lower cost of living compared to other cities within Illinois, meaning that home ownership can be relatively more affordable, particularly in comparison to cities in Illinois like Chicago or Aurora.
- Community: Centralia is a relatively small town, boasting a population of just over 12,000 people. This means you can enjoy a tight-knit community where you can meet and know your neighbors better.
- Job Opportunities: Centralia has job opportunities in various industries such as healthcare, education, retail, and manufacturing, which can provide job security for homeowners.

Cons:
- Property Taxes: Homeowners in Centralia pay a higher property tax rate - over 1.5% - which is higher than the national average.
- Weather: Illinois has a reputation for severe weather events, such as tornadoes that may cause property damage.
- Limited Entertainment: While Centralia can provide a sense of community, it does not have as many entertainment options when compared to larger cities, which could contribute to a limited social life.

It's vital to consider these pros and cons, among others, carefully before deciding to buy property in Centralia. Ongoing research and consulting with a local real estate professional can help you make an informed decision.