Here are some advantages and disadvantages of home ownership in Decatur, Illinois:

Advantages:
- Affordable home prices: According to Zillow, the median home value in Decatur is $67,345, which is significantly lower than the national median home value of $266,104.
- Stable housing market: The housing market in Decatur is relatively stable, with a low foreclosure rate compared to other cities in Illinois.
- Property tax rates: Decatur's property tax rates are considered to be relatively low compared to other cities in Illinois.
- Potential for home value appreciation: While home values have been relatively flat in recent years, there is potential for home value appreciation in Decatur as the local economy grows.

Disadvantages:
- High crime rate: Decatur has a higher crime rate than the national average, which could impact the safety and security of homeowners and their property.
- Limited job opportunities: Decatur's economy is largely driven by the manufacturing industry, which may limit job opportunities for homeowners.
- Harsh winters: As with much of the Midwest, Decatur experiences harsh winters with significant snowfall and low temperatures, which could increase home maintenance and heating costs.
- Limited amenities: While Decatur has some amenities, such as parks and restaurants, it may not have as many options as larger cities.

Overall, Decatur could be a good option for homeowners looking to purchase an affordable home in a stable housing market with relatively low property tax rates. However, the city's high crime rate and limited job opportunities may be disadvantages for some homebuyers.