There are no geographical USDA loan restrictions in this postal code. Click for more details on 62461.

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Positive:
1. Effingham is conveniently located near major highways, making it easy to get around the area.
2. The city has a wide range of shopping and dining options, making it easy to find something to do.
3. The city has a strong sense of community and is home to many local businesses and organizations.

Negative:
1. The cost of living in Effingham is higher than in many other cities in the area.

Deborah A Sanders
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When it comes time to buy or sell your home- relax- I've been through this many times. I'm a life long resident of Effingham ... see full details and contact information for Deborah ... care of the important things, like turning that new house into your home.
Deborah has 10 recent and active property listings that range in price from $92,900 to $694,900 with the most recent sale on 2023-12-15 for $409,000.
Serving the areas of Strasburg, Altamont, Watson, Effingham, Edgewood, Stewardson, Dieterich, Sigel, Shumway & Mason
Jeffrey Speer
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In Real Estate since 1994 Previous 10 years as an owner operator of retail stores throughout central Illinois and Southern ... see full details and contact information for Jeffrey ... adult children I enjoy golf, movies and music and traveling with my family
Jeffrey has 15 recent and active property listings that range in price from $49,900 to $999,999 with the most recent sale on 2024-04-23 for $1,800,000.
Serving the areas of Shumway, Altamont, Teutopolis, Effingham, Watson, Edgewood & Mason
Matt Forcum
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Hello! I've been a Realtor and Auctioneer serving customers throughout Illinois since 2007. To better serve my customers, ... see full details and contact information for Matt ... spending time traveling and working around our 4th generation family farm.
Matt has 8 recent and active property listings that range in price from $94,500 to $279,900 with the most recent sale on 2024-04-23 for $360,000.
Serving the areas of Shumway, Stonington, Teutopolis, Forsyth, Strasburg, Decatur, Lakewood, Mattoon & Lerna
Read the reviews for Matt Forcum
Keith Hartman
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The RIGHT agent every step of the way!
Keith has been buying, building, and selling homes for 38 years in the Effingham area and Property Management and Real ... see full details and contact information for Keith ... Commercial, Property Management, and Real Estate Investment needs.
Keith has 31 recent and active property listings that range in price from $40,000 to $2,394,800 with the most recent sale on 2024-05-09 for $850,000.
Serving the areas of Effingham, Hidalgo, Dieterich, Altamont, Ste. Marie, Clay City, Stewardson, Flora, Shelbyville & Windsor
Read the reviews for Keith Hartman
Brian Henning
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When LIFE moves you...call me!
I am Effingham born and raised. I graduated with a Bachlor's degree from Southern Illinois University at Edwardsville in ... see full details and contact information for Brian ... enjoy the selling and buying process. I look forward to working with you!
Brian has 18 recent and active property listings that range in price from $39,900 to $869,900 with the most recent sale on 2024-04-30 for $1,600,000.
Serving the areas of Dieterich, Effingham, Montrose, Shumway, Sigel, Stewardson, Beecher City & Altamont
Read the reviews for Brian Henning
Susan Hayes
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Dammerman & Associates Benchmark Realty


Office address:
1102 W. Jefferson
EFFINGHAM, IL

Susan has 6 recent and active property listings that range in price from $159,900 to $849,900 with the most recent sale on 2024-02-22 for $350,000.
Serving the areas of Strasburg, Dieterich, Stewardson, Edgewood, Shumway, Teutopolis, Altamont, Effingham, Watson & Mason
Brenda Jansen
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I was born and raised in Effingham, Illinois. I graduated Eastern IL University with a degree in Education. I am married to ... see full details and contact information for Brenda ... At Full Circle Realty...we are here for you from Start to Finish!
This realtor has 1 active or recent property listings for $439,900 with the most recent sale on 2024-04-29 for $535,000.
Serving the areas of Stewardson, Mason, Altamont, Watson, Dieterich, Shumway & Wheeler
Larry Masengale
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Broker Associate
Are you targeting a new home? Let the pro take care of your real estate needs! Whether it's a small bungalow or a majestic ... see full details and contact information for ... me for any of your future real estate needs. Put me to work for you!
Larry Masengale has 1 active or recent property listings for $439,900 with the most recent sale on 2023-05-19 for $228,000.
Serving the areas of Stewardson, Windsor, Altamont, Dieterich, Farina, Sigel, Mason, Shumway, Strasburg & Brownstown
Sarah Mietzner
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Sarah was born in Centralia IL, but has lived in Effingham County for the Last 30 years and currently resides in Altamont. ... see full details and contact information for Sarah ... all of your real estate needs whether you are buying or selling your home
This realtor has 1 active or recent property listings for $334,900 with the most recent sale on 2024-04-15 for $749,900.
Serving the areas of Dieterich, Watson, Altamont, Brownstown, Vandalia, Stewardson, Teutopolis & Effingham
Matthew Dammerman
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Offering the "KEY" to a successful real estate experience!
Hello! My name is Matt Dammerman. I am the current owner and managing broker of Dammerman & Associates Benchmark Realty in ... see full details and contact information for Matthew ... helping them buy or sell the home of their dreams! Thanks Matt Dammerman
Matthew has 1 active or recent property listings for $575,000.
Serving the areas of Charleston, Teutopolis, Shumway, Mattoon, Watson, Brownstown, Altamont, Beecher City, Montrose & Effingham
Theresa Nuxoll
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Where Dreams Come Home!
I feel that having the right real estate agent means having an agent who is committed to helping you buy or sell your home ... see full details and contact information for Theresa ... and please don't hesitate to reach out for any of your real estate needs!
Theresa has 5 recent and active property listings that range in price from $11,900 to $239,000 with the most recent sale on 2023-11-13 for $258,900.
Serving the areas of Teutopolis, Shumway, Edgewood, Effingham, Mason, Watson & Altamont
Art Geen
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Art has lived in the Effingham area for the last 30 years. For the past 19 years, Art has operated his own company working ... see full details and contact information for Art ... to helping "coach" those that are looking to buy or sell their property!
This realtor has 1 active or recent property listings for $359,000 with the most recent sale on 2023-10-20 for $655,000.
Serving the areas of Edgewood, Dieterich, Stewardson, Teutopolis, Mode, Montrose, Watson, Wheeler & Stoy
Kelly Butts
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Kelly (Schuette) Butts Kelly is originally from Effingham, IL. Shes married to Adam Butts and has three children, a daughter ... see full details and contact information for Kelly ... small community values Shes very detail oriented, honest, and dependable.
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-11-08 for $282,000.
Serving the areas of Teutopolis, Neoga, Mason, Casey, Mattoon, Altamont, Watson, Sigel & Shumway
Mike Shackelford
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I was raised in nearby Casey, Illinois and moved to Effingham in 2012. My wife, LeAnn, and I are about to celebrate 20 ... see full details and contact information for Mike ... at Full Circle Realty to help others navigate their real estate needs.
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2023-05-05 for $225,000.
Serving the areas of Teutopolis, Shumway, Effingham, Stoy, Altamont, Mason & Wheeler
Eric Higgs
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Benchmark Realty


Office address:
1102 W. Jefferson
JEFFERSON, PA

Eric has 0 active or recent property listings for $0.
Serving the areas of Montrose, Altamont, Shumway, Toledo, Effingham, Watson, Dieterich, Beecher City & Greenup
Luke Koester
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Effingham IL born and raised. I come from a long line of small business owners, and I am proud to call this area home. I ... see full details and contact information for Luke ... buying and selling real estate needs. I look forward to working with you!
This realtor has 0 active or recent property listings for $0.
Serving the areas of Beecher City, Sigel, Stewardson, Watson, Dieterich, Shumway, Wheeler, Teutopolis & Mason
Brad Gouchenouer
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Hello Central Illinois! My name is Brad Gouchenouer. I've been working in our local real estate markets since 2011. I'm here ... see full details and contact information for Brad ... real estate or our local community. I look forward to hearing from you!
Brad has 0 active or recent property listings for $0 with the most recent sale on 2023-11-17 for $610,000.
Serving the areas of Teutopolis, Dieterich, Strasburg, Mode, Effingham, Sigel, Edgewood, Watson, Stewardson & Altamont
Read the reviews for Brad Gouchenouer
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Official State Seal

Here are some potential advantages and disadvantages of purchasing real estate in the city of Effingham, Illinois:

Advantages:
- Affordable housing: Effingham real estate is relatively affordable compared to other areas in the region, making it an attractive location for potential buyers.
- Good location: Effingham is located right along I-57, which makes it an excellent location for those who need to commute to other areas for work or leisure.
- Low cost of living: Compared to other parts of the state and country, the cost of living in Effingham is relatively low, which is great for those who are looking to stretch their budgets further.

Disadvantages:
- Limited job opportunities: While Effingham is located near interstates and highways, which provides easy access to other areas, there may be limited job opportunities within the city itself.
- Weather: Effingham is located in an area of the country that can experience extreme weather conditions, including severe storms, tornadoes, and even blizzards in the winter months.
- Rural location: Effingham is a relatively small city in a mostly rural area, which means that it may not be best suited for those who are looking for a more bustling city atmosphere.

Of course, there are many factors to consider before making a real estate purchase, and the above are simply potential advantages and disadvantages of purchasing property in Effingham. It's important to do your due diligence on the local real estate market, economy, and other factors before making a decision.