There are no geographical USDA loan restrictions in this postal code. Click for more details on 62839.

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A Great Place to Live



Good Things:
1. Flora is located in a safe and friendly community with a low crime rate.
2. There are plenty of local parks and recreational activities to enjoy in the area.

Negative Thing:
The cost of living in Flora can be quite high compared to other parts of the state.

Tania Willis
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Keller Williams Revolution


Office address:
2401 E Empire
Bloomington, IL

Tania has 1 active or recent property listings for $250,000 with the most recent sale on 2024-02-08 for $622,000.
Serving the areas of Pleasant Plains, Palatine, Wolf Lake, Murrayville, Virginia, Shawneetown, Arlington Heights, Olmsted, Zeigler & Crystal Lake
Tyler Simmons, Certified Residential Specialist
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Tyler Simmons is a native of Salem, Illinois and has been a Vincennes resident for the last 14 years. Tyler is an Alumni of ... see full details and contact information for Tyler ... broker, helping over 600+ clients with selling or buying property.
Tyler has 8 recent and active property listings that range in price from $20,000 to $305,000 with the most recent sale on 2024-03-08 for $495,000.
Serving the areas of Bicknell, Olney, Wheatland, Bruceville, Vincennes, Washington, Robinson, Centralia & Edwardsport
Read the reviews for Tyler Simmons, Certified Residential Specialist
Keith Hartman
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The RIGHT agent every step of the way!
Keith has been buying, building, and selling homes for 38 years in the Effingham area and Property Management and Real ... see full details and contact information for Keith ... Commercial, Property Management, and Real Estate Investment needs.
Keith has 34 recent and active property listings that range in price from $40,000 to $2,394,800 with the most recent sale on 2024-03-04 for $850,000.
Serving the areas of Ingraham, Altamont, Shumway, Stewardson, Ramsey, Trilla, Ste. Marie, Newton, Louisville & Sigel
Read the reviews for Keith Hartman
Claudette Wooten
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Sellers, Buyers and Investors your success is my mission
First years of service were in Memphis TN and northern Mississippi 1996 till 2001. Moved to AR went to ASU and University of ... see full details and contact information for Claudette ... an emphasis in Real Estate and began a career Real Estate again in 2012
Claudette has 5 recent and active property listings that range in price from $70,000 to $335,000 with the most recent sale on 2024-02-16 for $185,000.
Serving the areas of Armorel, Flora, Steele, Black Rock, Manila, Hornersville, Lepanto, Hardy & Gosnell
Rhea Huddlestun
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Hello, Home, Happy!
Representing Effingham and surrounding counties, I'm committed to listening to my clients needs and utilizing my keen ... see full details and contact information for Rhea ... and Realty is a second generation company with years of experience.
This realtor has 3 recent and active property listings that range in price from $12,500 to $518,000 with the most recent sale on 2024-01-26 for $350,000.
Serving the areas of Flora, Effingham & Louisville
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Official State Seal

Advantages of home ownership in Flora, Illinois include:

1. Stability: Owning a home can give you more stability and a greater sense of permanence in the community.

2. Appreciation: Home values in Flora, Illinois have appreciated over time, making it a good investment.

3. Equity: As you make payments on your mortgage, you build equity in your home, which can be used for future financial goals.

4. Tax benefits: Homeowners in Flora, Illinois can deduct property taxes and mortgage interest on their income taxes.

5. Personalization: As a homeowner, you have the freedom to make your home your own with renovations and personal touches, without worrying about landlord or building management approval.

However, there are also some potential disadvantages to homeownership in Flora, Illinois, including:

1. Maintenance Costs: homeowners are responsible for the maintenance of their homes which can be expensive.

2. Property Taxes: property taxes in Flora, Illinois can be high which adds to the cost of homeownership.

3. Lack of Flexibility: homeownership can make it more difficult to relocate for work or lifestyle changes.

4. Down Payment: coming up with enough money for the down payment can be a challenge for some buyers.

5. Depreciation: though home values in Flora have generally gone up, there is no guarantee that they will always do so. In some instances, home values can depreciate.