There are no geographical USDA loan restrictions in this postal code. Click for more details on 62892.

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Keith Schaal
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Keith and Kathryn Schaal have owned Schaal and Associates since 1997. We enjoy getting in a few rounds of golf when possible ... see full details and contact information for Keith ... for many years as one of the top real estate agencies in the area.
Keith has 5 recent and active property listings that range in price from $18,500 to $288,500 with the most recent sale on 2024-04-16 for $247,000.
Serving the areas of Bingham, Ramsey, Vandalia, Patoka, New Athens, Mulberry Grove, Keyesport, Fillmore & Vernon
Darlene And Mark Baltzell
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I am a full time Broker/Realtor with over 32 years of experience in the Centralia and surrounding areas. Together with my ... see full details and contact information for Darlene ... of our clients. Feel free to contact us for all your real estate needs!
Darlene has 15 recent and active property listings that range in price from $12,000 to $274,900 with the most recent sale on 2024-03-15 for $480,000.
Serving the areas of Waltonville, Odin, Alma, Mount Vernon, Beckemeyer, Hoyleton, Woodlawn, Germantown, Irvington & Dix
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Siretha A Howe
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The home matchmaker
Hello! My name is Siretha Howe, I am a Broker for Midwest Farm & Land Company based out of Centralia, Illinois. Let me tell ... see full details and contact information for Siretha ... me a call I would be happy to assist you with your real-estate needs.
This realtor has 5 recent and active property listings that range in price from $25,500 to $362,880 with the most recent sale on 2024-04-23 for $432,500.
Serving the areas of Bonnie, Effingham, Altamont, Vernon, Belle Rive, Sandoval, Beecher City, Salem & Dix
Sandy Michel
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First of all I would like to thank you for looking for a home in our area. Vandalia is located in Fayette County and is the ... see full details and contact information for Sandy ... one another. A community that is very welcoming. A place to call home.
Sandy has 7 recent and active property listings that range in price from $15,000 to $365,000 with the most recent sale on 2024-05-10 for $515,000.
Serving the areas of Shobonier, Vandalia, Ramsey, Bingham, Farina, Coffeen, Vernon & Keyesport
Stacey Russell
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I am a full time agent that works with buyers and sellers. Feel free to call, email or text with any questions about real estate that you may have.
Stacey has 5 recent and active property listings that range in price from $90,000 to $219,900 with the most recent sale on 2024-03-14 for $339,000.
Serving the areas of Vernon, Iuka, Odin, Mount Vernon, Kinmundy, Sandoval, Patoka, Shobonier, Farina & Centralia
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There are several benefits to homeownership in the village of Ramsey, Illinois:

1. Stable housing costs: When you own a home, your housing costs are typically more stable compared to renting. While property taxes may fluctuate, you can generally expect to pay the same amount each month on your mortgage, which can help with budgeting.

2. Investment potential: Buying a home is an investment, which means that you have the potential to build equity over time. As your home increases in value, your equity grows, providing you with a long-term financial benefit.

3. Pride of ownership: Owning a home offers a sense of pride that comes from knowing it's your own. You can customize your space to your liking, make improvements and upgrades as you wish, and put your own personality into your living space.

4. Community involvement: Being a homeowner in Ramsey can help you become more involved in the local community. You'll have a greater stake in the community, which may motivate you to get involved in local events, improve local schools, and support local businesses.

5. Tax benefits: Homeownership also provides several tax benefits, including the ability to deduct mortgage interest and property taxes from your federal income taxes. This can help reduce your overall tax burden, allowing you to keep more money in your pocket.