Here are some possible pros and cons of owning a home in St. Jacob, Illinois:

Pros:
- St. Jacob is a small, rural village located about 30 miles northeast of St. Louis, Missouri. If you enjoy living in a quiet, tight-knit community with a slower pace of life, St. Jacob might be a good fit for you.
- The cost of living in St. Jacob is lower than in many other parts of the country, and the median home value is around $143,000, which is slightly below the national average. Depending on your budget, this could mean that you can get more house for your money in St. Jacob compared to other areas.
- St. Jacob is located in Madison County, which has a relatively stable housing market and a history of steady population growth. While there are always risks involved in real estate, buying property in a region with these characteristics could increase your chances of a good long-term return on investment.

Cons:
- St. Jacob is a small village with limited amenities. You won't find as many restaurants, shops, or entertainment options as you might in a larger city or suburban area. This could be a downside if you enjoy having easy access to a variety of activities or want a more diverse community.
- The rural location of St. Jacob could be a pro or a con depending on your preferences. While some people appreciate the peace and quiet of living in the countryside, others may feel isolated or inconvenienced by the distance from city amenities.
- It's possible that other factors could arise that make owning a home in St. Jacob more or less favorable, such as changes in job availability, weather patterns, or local government policies. Therefore, it's important to consult with a local real estate agent or financial advisor who has up-to-date information and expertise in the St. Jacob area.