There are no geographical USDA loan restrictions in this postal code. Click for more details on 62631.

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Great Aspects:
1. South Jacksonville has a strong sense of community and small-town charm.
2. The city is located close to many outdoor recreational opportunities like fishing, camping, and hiking.
3. South Jacksonville offers an affordable cost of living and plenty of amenities.

Not So Good Aspect:
South Jacksonville is relatively isolated from major cities and metropolitan areas, making it difficult to access certain services or amenities not available in the city.

Scott Eoff
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Experienced agent in a tough market.
Hello and Welcome! As a real estate Managing Broker with 22 years experience, I specialize in providing excellent customer ... see full details and contact information for -Scott ... RE/MAX Regional awards for closed transactions and sales volume.
-Scott has 14 recent and active property listings that range in price from $5,000 to $359,000 with the most recent sale on 2024-07-09 for $392,000.
Serving the areas of Murrayville, Waverly, Winchester, Jacksonville, New Berlin, Chapin, Bluffs, Concord, Virginia & Mount Sterling
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Allicent Curry
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Where dreams come home!
Hello! Im Allicent Curry. I live in New Berlin where my husband and I have raised our two children. We enjoy camping and ... see full details and contact information for Allicent ... think of real estate, think of ME, your trusted real estate practitioner.
This realtor has 1 active or recent property listings for $186,500.
Serving the areas of Concord, Springfield, Alexander, Murrayville, New Berlin, Franklin, Waverly, Loami, Auburn & Chapin
Liz Hatcher
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This realtor has 0 active or recent property listings for $0.
Serving the areas of Virginia, Woodson, Arenzville, Waverly, Murrayville, Franklin, Concord, Chapin & New Berlin
Dominic Casey
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Hello! Thank you for visiting my profile! I'm very excited to be working with the Remax Results Plus team! I feel that ... see full details and contact information for Dominic ... of your real estate needs! Give me a call and I will work hard for you!
Dominic has 5 recent and active property listings that range in price from $9,950 to $194,900 with the most recent sale on 2024-07-02 for $410,000.
Serving the areas of Beardstown, Franklin, Bluffs, Chapin, Ashland, Virginia, Hillview, Jacksonville, Meredosia & Greenfield
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Here are some general pros and cons of home ownership in the village of South Jacksonville, Illinois:

Pros:
- Stable and long-term investment: Owning a home in South Jacksonville can be a good financial investment as real estate prices have historically appreciated over time.
- Freedom to personalize: As a homeowner, you have more freedom to personalize and make changes to your property without worrying about limitations set by a landlord.
- Tax benefits: Homeowners may be able to benefit from certain tax deductions, such as mortgage interest payments and property taxes.

Cons:
- Responsibility for maintenance and repairs: As a homeowner, you are responsible for maintaining and repairing your property, which can be costly and time-consuming.
- Limited mobility: Homeownership can make you feel tied to your property, which could limit your mobility if you need to sell or relocate in the future.
- Overall expense: Owning a home can be more expensive than renting including mortgage, property taxes, insurance, upkeep costs, and other expenses.

It's important to note that these pros and cons can vary depending on the unique circumstances of the home and the homeowner. It is always recommended to consult with a professional before making a decision.