USDA Eligibility Boundaries for Champaign, Illinois

 
91.1% of Champaign County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Champaign county is rated a 1. The average temperature during the month of June is 75.3℉ and the average temperature in January is 26.9℉. The typical humidity of this area is approximately 61% and the area covered by water is 0.04%. The overall influence score for Champaign is 2.

The map below displays geographic boundaries of Champaign, Illinois with a blue border. Regions of Illinois that are highlighted in red are not eligible for USDA backed home loan programs in the state of Illinois. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Vermilion is 39 kilometers to the east, Douglas is 41 kilometers to the south and Piatt is 36 kilometers to the south west.
  Select a City in Champaign  * Allerton Augerville Block* Bondville Bongard* Broadlands Champaign Dailey Deers Dewey Dickerson Dillsburg* Fisher Flatville* Foosland Fulls Gerald* Gifford Glover* Homer* Ivesdale* Lake of the Woods Leverett* Longview Lotus* Ludlow* Mahomet Mayview Mira* Ogden Parkville Pauline* Penfield* Pesotum* Philo Prospect* Rantoul Rising* Royal Rutherford* Sadorus* Saint Joseph Savoy Sellers* Seymour* Sidney Staley* Thomasboro* Tolono Tomlinson Urbana Wilbur Heights

Select from the above list of cities in Champaign County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Illinois.

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Champaign County is located in East-Central Illinois and is home to an estimated 201,081 people as of 2019. The median age in the county is 28.5 years, with 22.5% of the population under the age of 18 and 13.6% over the age of 65. The racial makeup of the county is 79.7% White, 14.2% Black or African American, 2.6% Asian, 0.3% Native American, 0.1% Pacific Islander, and 3.2% from other races.

The median household income in Champaign County is $55,913 and the median family income is $70,817. The poverty rate is 15.2%. The cost of living in Champaign County is slightly higher than the national average, with housing costs being the most significant difference. The median home price in Champaign County is $164,600, which is about 4% higher than the national median home price of $157,200.

The unemployment rate in Champaign County is 3.8%, which is slightly lower than the national average of 3.9%.

Overall, Champaign County offers a good quality of life for its residents with access to good schools and plenty of opportunities for employment and recreation.

Champaign, Illinois

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Illinois USDA program details you can also contact:

Illinois State Office USDA Rural Development
2118 West Park Court, Suite A
Champaign, IL 61821
TEL: 217-403-6200
TTY: 217-403-6240

Featured Property from USDA Loan Eligible Regions of Illinois