USDA Eligibility Boundaries for Clay, Illinois Clay QR code


State Welcome Sign  ClayCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 2. The average temperature during the month of June is 77.2℉ and the average temperature in January is 31.5℉. The typical humidity of this area is approximately 58% and the area covered by water is 0.13%. The overall influence score for Clay is 8.

The map below displays geographic boundaries of Clay, Illinois with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Effingham is 35 kilometers to the north, Wayne is 36 kilometers to the south and Richland is 35 kilometers to the east.

Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Illinois.


County level USDA loan eligibility boundaries for Clay, Illinois



Clay County is located in the southeastern part of Illinois, and has a population of 13,927 people as of 2020. The county is 95.2% White, 0.8% Black or African American, 0.3% Native American, 0.3% Asian, 0.3% from other races, and 2.1% from two or more races. The median household income is $44,919 and the median home value is $94,200.

The living conditions in Clay County are generally rural, with most of the population living in small towns or rural areas. Agriculture is a major industry in the county and accounts for much of the employment opportunities available. The area is also known for its recreational activities, including hunting and fishing.


Clay, Illinois
Rural homes in Clay, Illinois
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Illinois USDA program details you can also contact:
Illinois State Office USDA Rural Development
2118 West Park Court, Suite A
Champaign, IL 61821
TEL: 217-403-6200
TTY: 217-403-6240
Featured Property from USDA Loan Eligible Regions of Illinois
State Welcome Sign

204 E South St
Abingdon, IL

property photo