Mount Vernon, Indiana is a small town located in the southwestern part of the state. Here are some general pros and cons of home ownership in this area:

Pros:
- Affordability: The cost of living in Mount Vernon, Indiana is lower than the national average, making it more affordable to own a home in the area.
- Community: Mount Vernon is a tight-knit community, known for its friendly residents and small-town charm.
- Recreation: There are plenty of recreational opportunities in the area, including parks, golf courses, and waterways for boating and fishing.
- Education: The town is home to an excellent public school system, as well as a local community college.

Cons:
- Limited job opportunities: As a smaller town, the job market in Mount Vernon may be limited compared to bigger cities, so it may not be the best choice for career advancement.
- Limited amenities: Mount Vernon may not have all the amenities that residents in bigger cities are used to, such as high-end shopping, fine dining, and cultural events.
- Rural location: While some people may enjoy the small-town feel, others may find the area too rural for their tastes.

It's important to note that these are general pros and cons of living in Mount Vernon, Indiana, and there may be additional factors to consider when evaluating whether or not to buy a home in this area.