Find USDA Eligible Properties in Clay County

IN State Flag  Clay County Seal

Realtors in Clay browse list of realtors working in Clay County
Clay county has 1 realtor ready to help with your search!

May 2024 Featured Agent
Merribeth Burns   from   Dollars and Sense Real Estate

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Clay County, Indiana?

There are 330 USDA backed residential loans in Clay county with an average loan balance of $83,494. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $85,081. On average the rural home size purchased with this loan was approximately 1,552 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 934 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, IN   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Art   •   Ashboro   •   Asherville   •   Bee Ridge   •   Benwood   •   Billtown   •   Billville   •   Bowling Green   •   *Brazil   •   Brunswick   •   *Carbon   •   Cardonia   •   *Center Point   •   *Clay City   •   Cloverland   •   *Coalmont   •   Cory   •   Eel River   •   *Harmony   •   Hoosierville   •   Howesville   •   *Knightsville   •   Old Hill   •   Perth   •   Poland   •   Pontiac   •   Prairie City   •   Saline City   •   Shady Lane   •   *Staunton   •   Stearleyville   •   Turner   •   Twin Beach

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Indiana
USDA Boundary Details

Clay County is located in the western part of the great state of Indiana, USA. It was officially established on February 12, 1825, and was named in honor of Henry Clay, a prominent American statesman, and Speaker of the U.S. House of Representatives. The county seat is the city of Brazil.

In the 1800s, Clay County was primarily inhabited by Native American tribes, particularly the Delaware and Potawatomi. European-American settlers began to move in around 1816, as Indiana was granted statehood. As the region developed, a trading post was established by John Hendrix along the Eel River, which helped boost commerce and settlement in the area.

Clay County's economy was initially agrarian, with a focus on corn, wheat, and livestock. The construction of railroads in the 1850s and the discovery of coal in the latter half of the 19th century triggered significant growth and industrial expansion. Clay County became an important center for coal mining, with numerous mines operating and employing thousands of workers by the early 20th century.

A fun fact about Clay County is that it hosts the annual Parke County Covered Bridge Festival, a multi-day event that celebrates the historical covered bridges in the surrounding area. The festival attracts thousands of visitors each year, offering a glimpse into the region's rich history and architectural heritage.

Featured Cities of Indiana
Turner Benwood
Featured Properties from USDA Loan Eligible Regions of Clay County
Hawk Lots 11 & 15
Centerpoint, IN

property photo


14359 N Poplar St
Carbon, IN

property photo


403 W Compton St
Brazil, IN

property photo