Find USDA Eligible Properties in Elkhart County

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Realtors in Elkhart browse list of realtors working in Elkhart County
Elkhart county has 2 realtors ready to help with your search!

May 2024 Featured Agents
Cheryl Erb   from   Berkshire Hathaway HomeServices Northern Indiana
Dennis Bamber   from   Cressy & Everett

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Looking to buy in Elkhart County, Indiana?

There are 769 USDA backed residential loans in Elkhart county with an average loan balance of $125,332. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $125,860. On average the rural home size purchased with this loan was approximately 1,446 SqFt. Elkhart county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Elkhart County is roughly 1,212 square kilometers. USDA defined regions of rural loan ineligibility in Elkhart cover 339 square kilometers of the county. Approximately 28.0% of Elkhart County is ineligible for traditional USDA home loans. The influence score for Elkhart County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Elkhart County, IN   Elkhart QR code
* cities most likely to have USDA loan eligible properties for sale.

Bainter Town   •   Benton   •   Bonneyville Mills   •   *Bristol   •   Dunlap   •   Elkhart   •   Foraker   •   Garden Village   •   Goshen   •   Locke   •   *Middlebury   •   *Millersburg   •   *Nappanee   •   *New Paris   •   Nibbyville   •   Simonton Lake   •   Southwest   •   Vistula   •   *Wakarusa   •   Waterford Mills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Elkhart County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Elkhart County, Indiana
USDA Boundary Details

Elkhart County, located in the great state of Indiana, was officially established on April 1, 1830. Situated in the northern part of the state, it encompasses approximately 467 square miles of land. The county is the gateway to Amish country and is part of the region often referred to as Michiana, due to its proximity to Michigan. Elkhart is home to the cities of Goshen and Elkhart and is an important center of manufacturing and business within the state.

Initially, the Miami and Potawatomi tribes inhabited the region before European-American settlers arrived in the early 1800s. In 1828, Dr. Havilah Beardsley, a physician from Ohio, founded the city of Elkhart, named after the Elkhart River, which was originally called "elk hart" by the Native Americans due to the river's shape resembling an elk's heart.

In the mid-to-late 19th century, Elkhart County saw significant growth with the arrival of the railway system, which facilitated the expansion of industry and trade. The county became a crucial hub for transportation and manufacturing, earning Elkhart the nickname, "The City with a Heart." This era of innovation in Elkhart County saw the birth of several pioneering companies, including the Conn Company, a prominent musical instrument manufacturer, and several recreational vehicle (RV) and boat manufacturers.

Today, Elkhart County remains a vital center of commerce and industry, with over 85% of the nation's RVs being manufactured in the region, earning it the title "RV Capital of the World." Additionally, the county is well-known for its Amish and Mennonite communities and their unique craftsmanship, culture, and culinary delights.

Fun fact: Elkhart County is home to the world's only museum dedicated to quilts and the art of quilting - the Quilt Gardens, which features stunning quilt patterned gardens with over one million annuals planted each year.

Featured Cities of Indiana
Middlebury Foraker
Featured Properties from USDA Loan Eligible Regions of Elkhart County
68230 Kestrel Ln
New Paris, IN

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321 E Washington St
Millersburg, IN

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300 W Waterford St
Wakarusa, IN

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