Find USDA Eligible Properties in Elkhart County


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There are 769 USDA backed residential loans in Elkhart county with an average loan balance of $125,332. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $125,860. On average the rural home size purchased with this loan was approximately 1,446 SqFt. Elkhart county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Elkhart County is roughly 1,212 square kilometers. USDA defined regions of rural loan ineligibility in Elkhart cover 339 square kilometers of the county. Approximately 28.0% of Elkhart County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Elkhart County, IN   Elkhart QR code
* cities most likely to have USDA loan eligible properties for sale.

Bainter Town   •   Benton   •   Bonneyville Mills   •   *Bristol   •   Dunlap   •   Elkhart   •   Foraker   •   Garden Village   •   Goshen   •   Locke   •   *Middlebury   •   *Millersburg   •   *Nappanee   •   *New Paris   •   Nibbyville   •   Simonton Lake   •   Southwest   •   Vistula   •   *Wakarusa   •   Waterford Mills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Elkhart County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Elkhart County, Indiana
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Elkhart County
214 River Park Dr
Middlebury, IN

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63626 County Road 15
Goshen, IN

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