Find USDA Eligible Properties in Floyd County

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Floyd county has 2 realtors ready to help with your search!

April Featured Agents
Kristal Conrad   from   Keller Williams Realty Consultants
Detra Daugherty   from   The Paxton Group at Keller Williams

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Looking to buy in Floyd County, Indiana?

There are 292 USDA backed residential loans in Floyd county with an average loan balance of $142,844. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $142,017. On average the rural home size purchased with this loan was approximately 1,414 SqFt. Floyd county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Floyd County is roughly 384 square kilometers. USDA defined regions of rural loan ineligibility in Floyd cover 66 square kilometers of the county. Approximately 17.2% of Floyd County is ineligible for traditional USDA home loans. The influence score for Floyd County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Floyd County, IN   Floyd QR code
* cities most likely to have USDA loan eligible properties for sale.

Blackiston Mill   •   Duncan   •   Edwardsville   •   Floyds Knobs   •   *Galena   •   *Georgetown   •   *Greenville   •   Navilleton   •   New Albany   •   Saint Marys   •   Scottsville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Floyd County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Floyd County, Indiana
USDA Boundary Details

Floyd County is located in the southern part of the great state of Indiana in the United States of America. It was established on January 2, 1819, and named in honor of Colonel Davis Floyd, a distinguished local resident who served as a colonel in the militia during the early years of the state. The county's formation was the result of a merger between the portions of neighboring counties, Clark and Harrison.

The county seat is New Albany, which was founded in 1813 by three brothers, Joel, Abner, and Nathaniel Scribner, who named the city after Albany, New York. New Albany quickly grew and became an important steamboat building and shipping hub on the Ohio River in the 19th century. This industrial growth contributed to the development and prosperity of Floyd County, making it one of Indiana's most significant economic centers during that time.

Floyd County is known for its picturesque scenery and rich history, which is evident in the numerous historic sites and buildings scattered throughout the area. The Culbertson Mansion State Historic Site in New Albany is a prime example, showcasing the opulent, Victorian-era residence of James Culbertson, one of the richest men in Indiana during the 1860s.

One fun fact about Floyd County is that it is part of the "Kentuckiana" region, a term used to describe the interconnected, metropolitan area that includes counties from both Indiana and Kentucky, centered around the city of Louisville, Kentucky. This unique geographical location creates a blend of cultural influences, attractions, and specific cuisine, reflecting both Indiana's Midwest charm and Kentucky's Southern hospitality.

Featured Cities of Indiana
Georgetown New_Albany
Featured Properties from USDA Loan Eligible Regions of Floyd County
1087 Baylor Wissman Rd
Georgetown, IN

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8023 Scottsville Rd
Floyds Knobs, IN

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11318 Highway 150
Greenville, IN

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109 Clay St
New Albany, IN

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