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Looking to buy in Floyd County, Indiana?
There are 292 USDA backed residential loans in Floyd county with an average loan balance of $142,844. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $142,017. On average the rural home size purchased with this loan was approximately 1,414 SqFt. Floyd county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Floyd County is roughly 384 square kilometers. USDA defined regions of rural loan ineligibility in Floyd cover 66 square kilometers of the county. Approximately 17.2% of Floyd County is ineligible for traditional USDA home loans. The influence score for Floyd County is 2. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Floyd County, IN
* cities most likely to have USDA loan eligible properties for sale.
Blackiston Mill • Duncan • Edwardsville • Floyds Knobs • *Galena • *Georgetown • *Greenville • Navilleton • New Albany • Saint Marys • Scottsville
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Floyd County.