Find USDA Eligible Properties in Howard County

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There are 212 USDA backed residential loans in Howard county with an average loan balance of $103,969. Over 70% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $104,519. On average the rural home size purchased with this loan was approximately 1,674 SqFt. Howard county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Howard County is roughly 762 square kilometers. USDA defined regions of rural loan ineligibility in Howard cover 160 square kilometers of the county. Approximately 21.0% of Howard County is ineligible for traditional USDA home loans. The influence score for Howard County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Howard County, IN   Howard QR code
* cities most likely to have USDA loan eligible properties for sale.

Alto   •   Cassville   •   Darrough Chapel   •   *Greentown   •   Guy   •   Hemlock   •   Jerome   •   Kokomo   •   New London   •   Oakford   •   Phlox   •   Plevna   •   Ridgeway   •   *Russiaville   •   Shanghai   •   Sycamore   •   Vermont   •   West Liberty   •   West Middleton

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Howard County.

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View the detailed USDA boundaries and read about general conditions of
Howard County, Indiana
USDA Boundary Details

Howard County, located in the great state of Indiana, has a rich history that dates back to its founding in 1844. The county was named in honor of General Tilghman Ashurst Howard, an Indiana statesman and U.S. Congressman who played a significant role in the development of Indiana statehood. The city of Kokomo serves as the county seat and is the 13th largest city in the state.

In the mid-19th century, the region started flourishing with the establishment of several prominent industries, including glass manufacturing and the automobile industry. These businesses played pivotal roles in shaping the development of the county. The industrial boom continued into the early 20th century, transforming Howard County into an economic powerhouse.

The discovery of natural gas in the late 19th century further accelerated Howard County's growth. The county became a hub for inventors and manufacturers, including Elwood Haynes, who is credited with inventing stainless steel and one of America's first automobiles. Haynes established the Haynes Automobile Company in Kokomo, further emphasizing the significance of the automotive industry in the county.

A fun fact about Howard County is that it is often referred to as the "City of Firsts." This nickname stems from its legacy of innovation, which includes many significant inventions, such as the first commercially produced automobile (developed by Elwood Haynes) and the first mechanical corn picker. Howard County has a lasting impact on both the history of the state and the entire nation.

Featured Cities of Indiana
Phlox Hemlock
Featured Properties from USDA Loan Eligible Regions of Howard County
2200 S 400 E
Kokomo, IN

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170 S Liberty St
Russiaville, IN

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10470 W 200 N
Kokomo, IN

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