Find USDA Eligible Properties in Lake County

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Jen Poskin   from   @properties

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Looking to buy in Lake County, Indiana?

There are 184 USDA backed residential loans in Lake county with an average loan balance of $148,197. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $147,071. On average the rural home size purchased with this loan was approximately 1,366 SqFt. Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lake County is roughly 1,293 square kilometers. USDA defined regions of rural loan ineligibility in Lake cover 830 square kilometers of the county. Approximately 64.2% of Lake County is ineligible for traditional USDA home loans. The influence score for Lake County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lake County, IN   Lake QR code
* cities most likely to have USDA loan eligible properties for sale.

Ainsworth   •   Belshaw   •   Cedar Lake   •   Creston   •   Crown Point   •   Deep River   •   Deer Creek   •   Dinwiddie   •   Dyer   •   East Chicago   •   Gary   •   Green Acres   •   Griffith   •   Hammond   •   Hawthorne Hills   •   Highland   •   Hobart   •   Klaasville   •   Kreitzburg   •   Lake Dalecarlia   •   Lake Hills   •   Lake Station   •   Lakes of the Four Seasons   •   Leroy   •   Liberty Park   •   Liverpool   •   *Lowell   •   Merrillville   •   Munster   •   New Chicago   •   New Elliott   •   North Hayden   •   Orchard Grove   •   Palmer   •   Range Line   •   Rolling Hill Estates   •   Ross   •   Saint John   •   Schererville   •   *Schneider   •   Shady Lawn   •   *Shelby   •   Southeast Grove   •   Southmoor Park   •   Van Loon   •   Wald View   •   Whiting   •   Winfield   •   Woodmar

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lake County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lake County, Indiana
USDA Boundary Details

Lake County is located in the northwest corner of the great state of Indiana, bordering Lake Michigan and the state of Illinois. Established on February 15, 1837, it is the second most populous county in Indiana, covering an area of 626 square miles. Lake County was formed from the western part of the previously existing St. Joseph County, and the name "Lake" was derived from its proximity to Lake Michigan.

The lands in Lake County were originally home to several Native American tribes, including the Potawatomi, Miami, and Wea, among others. The region would go on to play an influential role in the trading industry, with the lake's access to vital trade routes.

Significant industrial growth began in the late 19th and early 20th centuries with the expansion of the steel industry. The establishment of the U.S. Steel Corporation's Gary Works in 1906 marked a turning point for the county, boosting its population and economy. Gary, named after the founder of U.S. Steel, Elbert Henry Gary, is the county's largest city and has a rich history as a booming industrial hub.

Lake County is a culturally diverse region, home to people of various ethnic backgrounds. It has seen waves of immigration and migration over the years, contributing to its vibrant cultural scene. The area is well-known for its park system and environmental conservation efforts, with the Indiana Dunes National Park as one of its most popular destinations.

Fun Fact: Lake County is home to the first ever professional baseball game, played on May 4, 1871, in Hobart, Indiana. It was a game between the Forest Citys of Cleveland and the Kekionga of Fort Wayne that took place in the nearby town of Hobart, where Cleveland defeated Fort Wayne 4-2.

Featured Cities of Indiana
Liverpool Schererville
Featured Properties from USDA Loan Eligible Regions of Lake County
8290 Broadway Ave
Merrillville, IN

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621 W Old Faithful Dr
Hebron, IN

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11645 W 105th St
Saint John, IN

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538 Dallas St
Gary, IN

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