Find USDA Eligible Properties in Shelby County


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Brendan Grosvenor   from   Highgarden Real Estate

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Looking to buy in Shelby County, Indiana?

There are 258 USDA backed residential loans in Shelby county with an average loan balance of $111,648. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $114,059. On average the rural home size purchased with this loan was approximately 1,545 SqFt. Alternate income limits exist to determine loan eligibility in Shelby county. For a household of upto 4 people the income limit is $94,300. For a household of between 5 and 8 people the income limit increases to $124,500.

The size of Shelby County is roughly 1,069 square kilometers. USDA defined regions of rural loan ineligibility in Shelby cover 67 square kilometers of the county. Approximately 6.3% of Shelby County is ineligible for traditional USDA home loans. The influence score for Shelby County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Shelby County, IN   Shelby QR code
* cities most likely to have USDA loan eligible properties for sale.

Beech Brook   •   Bengal   •   Blue Ridge   •   Boggstown   •   Brookfield   •   Candleglo Village   •   Clover Village   •   Crestmoor   •   *Fairland   •   Fenns   •   Flat Rock   •   Fountaintown   •   Freeport   •   Green Meadows   •   Gwynneville   •   Hildebrand Village   •   Knighthood Grove   •   Knighthood Village   •   Lewis Creek   •   London   •   London Heights   •   Marietta   •   Meiks   •   Meltzer   •   *Morristown   •   Norristown   •   Pleasant View   •   Pleasure Valley   •   Prescott   •   Rays Crossing   •   Shelbyville   •   Sleepy Hollow   •   Smithland   •   Southeast Manor   •   Sugar Creek   •   *Waldron

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Shelby County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Shelby County, Indiana
USDA Boundary Details
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Shelby County, located in the great state of Indiana, is a region steeped in rich history. The county was officially established on April 1, 1822, and it was named after the Revolutionary War hero General Isaac Shelby, the first governor of Kentucky. Covering an area of about 414 square miles, Shelby County is part of the Indianapolis metropolitan area.

In terms of its historical background, Shelby County has always been a predominantly agricultural region with corn and soybeans as the primary crops. The first settlement in the county was named Freeport and was established by a group of settlers from South Carolina in 1818. The growth of the area was rather slow until the construction of railroads in the mid-1800s accelerated development and attracted more migrants to the region.

The county seat of Shelbyville, established in 1822, also holds significant historical value. The city has been home to various notable residents over the years, including Thomas Hendricks, the 21st Vice President of the United States, and Charles Major, a widely-read novelist in the early 20th century.

One interesting fun fact about Shelby County pertains to the city of Shelbyville: Not only is it considered the birthplace of the famous high-wheel bike, known as the penny-farthing, but it also hosted the first professional basketball game in that state in 1902. The game took place at the local YMCA building and marked a significant milestone in the history of sports in Indiana.

In summary, Shelby County is a culturally and historically rich region with an agricultural background, famous residents, and significant contributions to the world of cycling and basketball.


Featured Cities of Indiana
Fenns Meltzer
Featured Properties from USDA Loan Eligible Regions of Shelby County
8113 N Sugar Creek Lee Dr
Fairland, IN

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5258 W Marietta Railroad St
Shelbyville, IN

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940 W 1090 N
Fountaintown, IN

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