Find USDA Eligible Properties in Shelby County


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There are 258 USDA backed residential loans in Shelby county with an average loan balance of $111,648. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $114,059. On average the rural home size purchased with this loan was approximately 1,545 SqFt. Alternate income limits exist to determine loan eligibility in Shelby county. For a household of upto 4 people the income limit is $94,300. For a household of between 5 and 8 people the income limit increases to $124,500.

The size of Shelby County is roughly 1,069 square kilometers. USDA defined regions of rural loan ineligibility in Shelby cover 67 square kilometers of the county. Approximately 6.3% of Shelby County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Shelby County, IN   Shelby QR code
* cities most likely to have USDA loan eligible properties for sale.

Beech Brook   •   Bengal   •   Blue Ridge   •   Boggstown   •   Brookfield   •   Candleglo Village   •   Clover Village   •   Crestmoor   •   *Fairland   •   Fenns   •   Flat Rock   •   Fountaintown   •   Freeport   •   Green Meadows   •   Gwynneville   •   Hildebrand Village   •   Knighthood Grove   •   Knighthood Village   •   Lewis Creek   •   London   •   London Heights   •   Marietta   •   Meiks   •   Meltzer   •   *Morristown   •   Norristown   •   Pleasant View   •   Pleasure Valley   •   Prescott   •   Rays Crossing   •   Shelbyville   •   Sleepy Hollow   •   Smithland   •   Southeast Manor   •   Sugar Creek   •   *Waldron

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Shelby County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Shelby County, Indiana
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Shelby County
7661 E Blue Ridge Rd
Shelbyville, IN

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104 W Pearl St
Waldron, IN

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261 E 275 S
Shelbyville, IN

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