Find USDA Eligible Properties in Spencer County


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Brenda Krempp   from   RE/MAX LOCAL

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Looking to buy in Spencer County, Indiana?

There are 265 USDA backed residential loans in Spencer county with an average loan balance of $96,320. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $96,435. On average the rural home size purchased with this loan was approximately 1,413 SqFt. Spencer county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Spencer County is roughly 1,038 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Spencer County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Spencer County, IN   Spencer QR code
* cities most likely to have USDA loan eligible properties for sale.

Africa   •   Buffaloville   •   *Chrisney   •   *Dale   •   Enterprise   •   Eureka   •   Evanston   •   Fulda   •   *Gentryville   •   *Grandview   •   *Hatfield   •   Huffman   •   Kennedy   •   Lake Mill   •   Lamar   •   Liberal   •   Lincoln City   •   Mariah Hill   •   Maxville   •   New Boston   •   Newtonville   •   Patronville   •   Pueblo   •   Reo   •   *Richland   •   Rock Hill   •   *Rockport   •   *Saint Meinrad   •   Sand Ridge   •   *Santa Claus   •   Santa Fe   •   Schley   •   Silverdale

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Spencer County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Spencer County, Indiana
USDA Boundary Details
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Spencer County, located in the great state of Indiana, was established on February 1, 1818. It is named in honor of Captain Spier Spencer, who heroically fought and died in the Battle of Tippecanoe during the War of 1812. Covering approximately 401 square miles, the county is situated along the southern border of the state, adjacent to the Ohio River. The county seat, Rockport, was selected in 1818 and is situated along the river's scenic shores.

Originally inhabited by various Native American tribes, the lands in Spencer County attracted European settlers primarily of German and Irish descent during the early 1800s. As the area developed, its economy relied heavily on agriculture, with corn, soybean, and wheat farming being major contributors. Coal mining became another important industry in the late 19th and early 20th centuries.

A noteworthy fun fact about Spencer County is that it is known as the birthplace and childhood home of the 16th President of the United States, Abraham Lincoln. Lincoln lived in a small log cabin on a farm near present-day Lincoln City, Indiana, from the age of 7 until he was 21. Today, the county is home to the Lincoln Boyhood National Memorial, which preserves the original site where the Lincoln family lived and commemorates the time Lincoln spent in Indiana, a period that significantly shaped both his character and his worldviews.


Featured Cities of Indiana
Mariah_Hill Rock_Hill
Featured Properties from USDA Loan Eligible Regions of Spencer County
1409 Flechtner Rd
Fostoria, OH

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