Find USDA Eligible Properties in Wayne County

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Minnie Rector   from   Better Homes
Tim Orr   from   Coldwell Banker Lingle

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Looking to buy in Wayne County, Indiana?

There are 336 USDA backed residential loans in Wayne county with an average loan balance of $88,930. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $90,906. On average the rural home size purchased with this loan was approximately 1,451 SqFt. Wayne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Wayne County is roughly 1,047 square kilometers. USDA defined regions of rural loan ineligibility in Wayne cover 186 square kilometers of the county. Approximately 17.8% of Wayne County is ineligible for traditional USDA home loans. The influence score for Wayne County is 7. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Wayne County, IN   Wayne QR code
* cities most likely to have USDA loan eligible properties for sale.

Abington   •   Beesons   •   Bethel   •   *Boston   •   *Cambridge City   •   *Centerville   •   Chester   •   Dalton   •   *Dublin   •   *East Germantown   •   East Haven   •   *Economy   •   *Fountain City   •   *Greens Fork   •   *Hagerstown   •   Hiser   •   Hoover Mill   •   Jacksonburg   •   Locust Grove   •   Middleboro   •   *Milton   •   *Mount Auburn   •   Richmond   •   Spring Grove   •   Webster   •   *Whitewater   •   Williamsburg

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Wayne County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Wayne County, Indiana
USDA Boundary Details

Wayne County, located in the eastern part of the great state of Indiana, was officially established on November 27, 1810. The county is named after General "Mad" Anthony Wayne, a renowned soldier of the American Revolutionary War and the Northwest Indian War. The county seat is the city of Richmond, which was founded in 1806 by North Carolina Quakers, Jeremiah Cox and Joseph Wickersham.

The area's history starts with the indigenous people living there, including the Miami and the Shawnee tribes. European-American settlement began in the early 19th century as a result of the Treaty of Greenville in 1795. In 1803, the Indiana Territory was formed, and Wayne County was part of the newly formed territory.

As a Quaker community, Richmond and Wayne County were important stops along the Underground Railroad, giving refuge to escaped slaves en route to Canada. The Levi Coffin House, located in Fountain City, was known as the "Grand Central Station of the Underground Railroad," providing sanctuary to more than 2,000 fugitives.

Wayne County also played a key role in the innovation and growth of the American automotive industry in the early years of the 20th century. Richmond became home to several automobile manufacturers, like Westcott, Wayne Works, and Davis. By 1910, 10% of all Indiana's automobiles were produced in Wayne County.

A fun fact about Wayne County is that it is home to the Gennett Records Starr Piano Company, established in Richmond in 1872. The company manufactured pianos and later became a successful record label in the 1920s. Gennett Records played a vital role in recording early blues and jazz musicians, including Louis Armstrong, Jelly Roll Morton, and Bix Beiderbecke.

Featured Cities of Indiana
East_Germantown Fountain_City
Featured Properties from USDA Loan Eligible Regions of Wayne County
327 S Main St
Greens Fork, IN

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5567 Hodgin Rd
Richmond, IN

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1409 Flechtner Rd
Fostoria, OH

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116 N Main St
Greens Fork, IN

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