Find USDA Eligible Properties in White County


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Judy Shepherd   from   Welcome Mat Real Estate, LLC

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Looking to buy in White County, Indiana?

There are 286 USDA backed residential loans in White county with an average loan balance of $95,912. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $96,713. On average the rural home size purchased with this loan was approximately 1,557 SqFt. White county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of White County is roughly 1,313 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for White County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of White County, IN   White QR code
* cities most likely to have USDA loan eligible properties for sale.

Badger Grove   •   Bell Center   •   *Brookston   •   *Buffalo   •   *Burnettsville   •   Cedar Point   •   *Chalmers   •   East Monticello   •   Golden Hill   •   Guernsey   •   Headlee   •   *Idaville   •   Indiana Beach   •   Lee   •   *Monon   •   *Monticello   •   *Norway   •   *Reynolds   •   Round Grove   •   Seafield   •   Sitka   •   Smithson   •   Springboro   •   *Wolcott

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in White County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
White County, Indiana
USDA Boundary Details
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White County is located in the northwest region of the great state of Indiana. It was formed in 1834 and named in honor of Colonel Isaac White, who was killed during the Battle of Tippecanoe in 1811. The county covers a total area of 508.82 square miles, and its county seat is the city of Monticello.

In its early history, White County was predominantly inhabited by Native American tribes, including the Potawatomi and Miami people. European settlers, mainly from the eastern United States, began arriving in White County in the early 19th century, attracted by the rich farmland and other natural resources. The construction of railroads in the mid-1800s facilitated the movement of people and goods, contributing to the growth of the county's economy.

The region's landscape features a mix of plains, hills, and lakes, including Lake Shafer and Lake Freeman, which were formed as part of the Tippecanoe River project during the 1920s. These lakes have since become popular recreational destinations, not only for White County residents but also for visitors from around the state and beyond.

Industry and agriculture have been the mainstays of White County's economy. The fertile soil and favorable climate allowed for the farming of corn, wheat, and soybeans, as well as raising livestock. In more recent times, the county has diversified its industry, and now includes manufacturing, as well as wind energy.

A fun fact about White County is that it is home to Indiana Beach Boardwalk Resort, a popular amusement park that was established along the shores of Lake Shafer in 1926. The resort features a variety of attractions, including roller coasters, water slides, and other amusement rides, drawing thousands of visitors to the area each year.


Featured Cities of Indiana
Chalmers Monticello
Featured Properties from USDA Loan Eligible Regions of White County
8245 W 100 N
Wolcott, IN

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505 W Broadway St
Monon, IN

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3278 N 400 E
Monticello, IN

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