Find USDA Eligible Properties in Clay County

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Looking to buy in Clay County, Kansas?

There are 116 USDA backed residential loans in Clay county with an average loan balance of $78,725. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $80,982. On average the rural home size purchased with this loan was approximately 1,271 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 1,701 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, KS   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Browndale   •   *Clay Center   •   Garfield Center   •   *Green   •   Idana   •   Industry   •   Ladysmith   •   *Longford   •   *Morganville   •   *Oak Hill   •   *Vining   •   *Wakefield

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Kansas
USDA Boundary Details

Clay County, located in the North Central portion of Kansas, was established on February 20, 1862. The county was named in honor of Henry Clay, a prominent American statesman, and member of the United States Senate. The region covers an area of approximately 656 square miles, encompassing several towns and cities, with Clay Center being the county seat.

The county was once inhabited by Native American tribes, including the Kaw, Pawnee, and Potawatomi. European settlers, mostly of Scandinavian, Czech, and German ancestry, started arriving in the area during the mid-1800s. They were responsible for founding many towns throughout the county, like Clay Center, which was established in 1866.

Clay County's economy was primarily based on agriculture, with wheat production being a significant contributor. The Kansas Pacific and the Kansas Central Railroads played a pivotal role in connecting the county to the rest of Kansas and the nation, promoting trade and industry.

Fun Fact: The Garden of Eden, located in Lucas, Kansas, was created by Kansas folk artist Samuel Perry Dinsmoor. It is an unusual display of limestone sculptures depicting biblical, political, and societal events. The project began in 1907 and is now a quirky tourist attraction in the region.

Featured Cities of Kansas
Wakefield Vining
Featured Properties from USDA Loan Eligible Regions of Clay County
306 Main Ave
Clay Center, KS

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671 4th Rd
Longford, KS

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612 Lane St
Clay Center, KS

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