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There are 139 USDA backed residential loans in Cloud county with an average loan balance of $64,679. Over 62% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $69,296. On average the rural home size purchased with this loan was approximately 1,476 SqFt. Cloud county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cloud County is roughly 1,862 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cloud County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Cloud County, KS
* cities most likely to have USDA loan eligible properties for sale.
Ames • *Aurora • *Clyde • *Concordia • Cook • *Glasco • Huscher • *Jamestown • Macyville • *Miltonvale • Rice • Rosaco • Saint Joseph • Yuma
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cloud County.
Cloud County, located in the great state of Kansas, was first established on March 27, 1867, and named after American Civil War Colonel-turned-politician, William F. Cloud. The county is situated in the north-central part of Kansas and covers an area of approximately 718 square miles. Concordia serves as its county seat and most populated city. In the early days, the area primarily attracted settlers due to its fertile soil and abundant resources, including the Republican River which runs along the county's southern border.
One of the main railroad lines that contributed to Cloud County's growth was the Union Pacific Railroad, which extended through the county in the 1860s, connecting the region with the rest of the state and providing access to East Coast markets. This led to an increase in agriculture and the establishment of several small towns.
Cloud County experienced a population boom at the end of the 19th century thanks to the Homestead Act, which encouraged settlement through land ownership. Agriculture remains a crucial economic activity in the region, with wheat, sorghum, and livestock being significant contributors to the local economy.
A fun fact about Cloud County is that it is home to the historic Brown Grand Theatre, located in Concordia. This Opera House was built in 1907 by Colonel Napoleon Bonaparte Brown and has since been beautifully restored, listed on the National Register of Historic Places. Today, it continues to serve as a cultural center for music, theater, and other live performances, preserving the region's rich history and contributing to its vibrant arts scene.