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Looking to buy in Elk County, Kansas?
There are 2 USDA backed residential loans in Elk county with an average loan balance of $58,163. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 30 years old. The typical appraised home value was around $57,000. On average the rural home size purchased with this loan was approximately 1,550 SqFt. Elk county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Elk County is roughly 1,683 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Elk County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Elk County, KS
* cities most likely to have USDA loan eligible properties for sale.
Busby • Cave Springs • *Elk Falls • Fiat • *Grenola • *Howard • *Longton • *Moline • Oak Valley • Upola
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Elk County.
Elk County is a rural county located in the southeastern part of the great state of Kansas. The county was established on February 26, 1867, and was named after the Elk River, which runs through the area. Its county seat is Howard, and the largest city is Moline. Elk County has a rich history based primarily on agriculture, oil, and natural gas industries.
The land that makes up Elk County was initially Native American territory, with tribes such as the Osage Indians residing in the region. In the early 1800s, European settlers, predominantly from the eastern United States, began to migrate to the area.
The arrival of the Eastern Kansas Railroad in the 1870s spurred growth and development in the region, with towns such as Elk Falls, Grenola, and Moline growing rapidly. These settlements supported agriculture, and throughout the late 19th and early 20th centuries, Elk County produced large amounts of corn, wheat, and cattle.
In addition to agriculture, the region also experienced an oil and natural gas boom during the early 20th century, with the first oil well in the county being drilled in 1902. The oil and natural gas industries in Elk County played a significant role in the development of towns like Longton and Elk Falls.
A fun fact about Elk County is that it is home to Elk Falls, a small city that is considered the World's Largest Living Ghost Town. The city is also famous for its annual Outhouse Tour & Contest in November, where residents and visitors compete for the most creatively designed outhouses, celebrating the town's rural heritage.