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There are 49 USDA backed residential loans in Ellsworth county with an average loan balance of $68,354. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $70,377. On average the rural home size purchased with this loan was approximately 1,327 SqFt. Ellsworth county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Ellsworth County is roughly 1,872 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Ellsworth County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Ellsworth County, KS
* cities most likely to have USDA loan eligible properties for sale.
Arcola • Black Wolf • Carneiro • *Ellsworth • *Holyrood • *Kanopolis • Langley • *Lorraine • Terra Cotta • Venango • *Wilson
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ellsworth County.
Ellsworth County, located in the great state of Kansas, has a rich historical background. It was officially established on February 26, 1867, and named after Fort Ellsworth, a military outpost along the Smoky Hill River, which was further named in honor of 2nd Lieutenant Allen Ellsworth of the 7th Iowa Cavalry. The county is situated in the central part of Kansas and covers an area of approximately 720 square miles.
In the early days, Ellsworth County witnessed significant Native American presence, specifically the Kansa, or Kaw, and the Cheyenne tribes. European settlers began arriving in the mid-1800s, predominantly drawn to the region due to the expansion of the railroad and the Homestead Act of 1862.
The 1870s brought rapid growth to the area, with the establishment of the Kansas Pacific Railroad and the cattle trade. Ellsworth became a vital shipping point for Texas cattle and evolved into a bustling cowtown filled with saloons and dance halls. However, by the late 1870s, the cattle trade declined, and the town began to stabilize with a focus on agriculture, specifically wheat farming in the region.
Today, Ellsworth County remains mainly dedicated to agriculture, with its economy primarily based on farming, ranching, and oil production. The county seat is Ellsworth, which has a claim to fame as the "wickedest cattle town in Kansas" during its cowtown days.
Fun Fact: The rock formation called "The Mushrooms," located in Kanopolis State Park in Ellsworth County, is a unique natural attraction. These unusual rock formations are concretions formed by wind and water erosion and provide visitors with an interesting glimpse into the region's geology.