Find USDA Eligible Properties in Graham County

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There are 27 USDA backed residential loans in Graham county with an average loan balance of $71,666. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $73,696. On average the rural home size purchased with this loan was approximately 1,448 SqFt. Graham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Graham County is roughly 2,328 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Graham County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Graham County, KS   Graham QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bogue   •   *Hill City   •   *Morland   •   Nicodemus   •   Penokee   •   Roscoe   •   Saint Peter   •   Smithfield   •   Togo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Graham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Graham County, Kansas
USDA Boundary Details

Graham County, situated in the great state of Kansas, was founded on February 26, 1867, and is named after Captain John L. Graham, a Union soldier who fought in the Civil War. The county was initially a part of Rooks County, and it was officially organized on July 8, 1880. Hill City, established in 1880 as well, stands as the county seat, and it earned the nickname "Gold City" due to its strategic location and since it was established within a month of gold being discovered nearby.

One of the most interesting features of Graham County is the Nicodemus National Historic Site, a small community founded by African American settlers during the Reconstruction Period after the Civil War. Having once thrived as an agricultural community, it was the first and only remaining all-Black settlement west of the Mississippi River. In 1996, it became a National Historic Site to preserve the unique history and heritage of this pioneering community, reflecting the challenges faced by African Americans looking for new opportunities and better lives after emancipation.

Fun Fact: Graham County hosts an annual event called Graham County Fair, showcasing local talent, agriculture, crafts, and food, accompanied by entertainment like a carnival, a demolition derby, and live music. This event highlights the county's close-knit community spirit and agricultural roots.

Featured Cities of Kansas
Penokee Morland
Featured Properties from USDA Loan Eligible Regions of Graham County
120 E Hill St
Hill City, KS

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322 S 7th St
WaKeeney, KS

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