Find USDA Eligible Properties in Jefferson County


KS State Flag  Jefferson County Seal

Realtors in Jefferson browse list of realtors working in Jefferson County
Hey, are you a realtor interested in helping families find USDA eligible properties in Jefferson County?
Join the USDAProperties Realtor Network

Looking to buy in Jefferson County, Kansas?


There are 168 USDA backed residential loans in Jefferson county with an average loan balance of $109,887. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,748. On average the rural home size purchased with this loan was approximately 1,392 SqFt. Jefferson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Jefferson County is roughly 1,443 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Jefferson County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Jefferson County, KS   Jefferson QR code
* cities most likely to have USDA loan eligible properties for sale.

Boyle   •   Buck Creek   •   Dunavant   •   *Grantville   •   Half Mound   •   Hilldale   •   Hilldale South   •   Indian Ridge   •   Lake Ridge   •   Lake Shore   •   Lakeside Village   •   *McLouth   •   Medina   •   *Meriden   •   Newman   •   *Nortonville   •   *Oskaloosa   •   *Ozawkie   •   *Perry   •   Rock Creek   •   Thompsonville   •   *Valley Falls   •   West Shore   •   Williamstown   •   *Winchester

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Jefferson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Jefferson County, Kansas
USDA Boundary Details
.

Jefferson County is located in the northeastern part of the great state of Kansas. The county was founded on February 20, 1855, and was officially organized on September 23, 1858. It was named in honor of Thomas Jefferson, the third President of the United States and the primary author of the Declaration of Independence. The land that makes up Jefferson County was originally inhabited by various Native American tribes, including the Kanza, Delaware, and Otoe peoples.

The county has a rich history that was deeply influenced by events in the mid-19th century, particularly the Kansas-Nebraska Act of 1854, which allowed settlers to determine if their territory would allow slavery or not. This led to a rush of pro-slavery and abolitionist settlers into the Kansas Territory, ultimately resulting in a period of violence and conflict known as "Bleeding Kansas." As a result, Jefferson County was a battleground for these two factions during its early years.

The county seat, Oskaloosa, was founded in 1856, and served as an important center for the region during this time. The growth of railroads in the late 19th and early 20th centuries also contributed to the development of the county, connecting its various towns and cities to other parts of Kansas and the broader United States. Over time, agriculture became the primary economic driver in the county, with crops like corn, wheat, and soybeans dominating its landscape.

A fun fact about Jefferson County is that it is home to the Perry Lake Reservoir, a popular destination for fishing, boating, and other water-based recreational activities. The reservoir was completed in 1969 by the U.S Army Corps of Engineers to help with flood control, and has since become an important social and economic asset to the region.


Featured Cities of Kansas
Meriden Rock_Creek
Featured Properties from USDA Loan Eligible Regions of Jefferson County
9093 Lakehills Rd
Ozawkie, KS

property photo

 

14651 Hayes Dr
Perry, KS

property photo