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There are 559 USDA backed residential loans in McPherson county with an average loan balance of $101,979. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $102,742. On average the rural home size purchased with this loan was approximately 1,315 SqFt. McPherson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of McPherson County is roughly 2,336 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for McPherson County is 7. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of McPherson County, KS
* cities most likely to have USDA loan eligible properties for sale.
*Canton • Conway • Elyria • Freemount • *Galva • Groveland • Hilton • *Inman • Jenkins • Johnstown • *Lindsborg • *Marquette • *McPherson • *Moundridge • New Gottland • *Roxbury • *Windom
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McPherson County.
McPherson County, located in central Kansas, was created on February 26, 1867, and named in honor of Union Civil War General James Birdseye McPherson. The county consists of a total area of 901 square miles, and its county seat and largest city is McPherson.
Prior to European settlers arriving in the region, the lands were inhabited by Native American tribes, primarily the Kansa and Osage people. It was not until the 1850s and 1860s that European settlers began to establish their presence in the region. The first settler in McPherson County was reportedly L.J. Johnson, who built a log cabin along the Smoky Hill River in 1855.
By the 1870s, the county saw significant growth and development after the arrival of Swedish Immigrants who took up 13,000 acres, forming the Lindsborg community. McPherson County continued to grow in population and economic activity, supported by developments in agriculture, like wheat farming, and the railroad, which connected McPherson to the broader region.
The county's economy saw an expansion in the 20th century with the discovery of oil and natural gas. This transformed its economic landscape, fostering the growth of its energy sector. It was also during the 20th century that McPherson County began to develop its reputation for higher education, becoming home to multiple higher education institutions, such as Central Christian College, McPherson College, and Bethany College.
Fun fact: Kansas's McPherson County is home to the McPherson Opera House, an iconic historical landmark built in 1888. The Opera House has hosted various past and modern performers and events, and it continues to be a significant cultural center in the area.