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There are 74 USDA backed residential loans in Mitchell county with an average loan balance of $67,261. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $68,197. On average the rural home size purchased with this loan was approximately 1,391 SqFt. Mitchell county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Mitchell County is roughly 1,860 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Mitchell County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Mitchell County, KS
* cities most likely to have USDA loan eligible properties for sale.
Asherville • *Beloit • *Cawker City • Gilbert • *Glen Elder • *Hunter • *Scottsville • *Simpson • Solomon Rapids • *Tipton • Victor
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mitchell County.
Mitchell County is located in the northern part of the great state of Kansas. The county was established on February 26, 1867, and its name pays homage to William D. Mitchell, a Captain in the Union Army during the Civil War who was killed in action in 1863. The county is part of the Saline River Watershed, which contributes to the overall geographic features of the area.
Beloit, the county seat, was founded in 1872 and quickly became a hub for settlers due in part to the construction of the Central Branch Union Pacific Railroad that came through the town. Mitchell County experienced steady population growth throughout the latter half of the 19th century, primarily fueled by agriculture and the railroad industry. During the early 20th century, Mitchell County emerged as a major producer of limestone and gypsum, leading to an increase in related industries such as mining and the production of cement and plaster.
One fun fact about Mitchell County is that it is home to the "Garden of Eden," a unique sculpture park created by Samuel P. Dinsmoor, which can be found in Lucas, Kansas. Dinsmoor, a retired school teacher and Civil War veteran, began constructing the garden with its many sculptures in 1907, at the age of 64. The Garden of Eden features sculptures made of limestone mixed with cement, depicting various subjects, including biblical and political themes reflecting Dinsmoor's views on society. Visitors can explore this quirky attraction, which has become an iconic example of American folk art.