Find USDA Eligible Properties in Ottawa County

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There are 47 USDA backed residential loans in Ottawa county with an average loan balance of $93,165. Over 68% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $92,872. On average the rural home size purchased with this loan was approximately 1,524 SqFt. Ottawa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Ottawa County is roughly 1,868 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Ottawa County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ottawa County, KS   Ottawa QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ada   •   Alfmil   •   *Bennington   •   Brewer   •   *Culver   •   *Delphos   •   Lamar   •   Lindsey   •   *Minneapolis   •   Niles   •   Sumnerville   •   *Tescott   •   Verdi   •   Vine Creek   •   Wells

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ottawa County.

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View the detailed USDA boundaries and read about general conditions of
Ottawa County, Kansas
USDA Boundary Details

Ottawa County, situated in the great state of Kansas, has a rich history dating back to the mid-19th century. The county was established on February 27, 1860, and derived its name from the Ottawa Indian tribe who once inhabited the region. The county seat and largest city in Ottawa County is Minneapolis.

Originally, the region was inhabited by Native American tribes, including the Kansa (or Kaw) and Pawnee people, before being occupied by European settlers moving westward in the United States. The Oregon and California Trails, key routes for westward expansion in the 1800s, passed through nearby regions, leading to an increase in settlers to the area.

Despite the influx of European settlers, the tribes remained in Kansas until the U.S. Government forcibly removed them in the mid-1800s, as part of Indian Removal Policy. Many Native American tribes were forced onto reservations in Oklahoma or other western locations.

Ottawa County's economy relied heavily on agriculture, with farms and ranches producing a variety of crops and livestock. The region experienced growth in the 20th century as more settlers arrived in search of fertile land for agriculture. Today, Ottawa County remains a largely rural area, with a population of around 5,959 as of 2020.

Fun fact: A unique point of interest in Ottawa County is the Rock City Park, located just 3.6 miles south of Minneapolis. The park boasts a collection of around 200 large, mysterious rock formations known as "concretions," some reaching up to 27 feet in circumference, making it a fascinating destination for geological enthusiasts and tourists alike.

Featured Cities of Kansas
Lindsey Tescott
Featured Properties from USDA Loan Eligible Regions of Ottawa County
406 Mockingbird Ln
Minneapolis, KS

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