Find USDA Eligible Properties in Phillips County


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There are 35 USDA backed residential loans in Phillips county with an average loan balance of $63,190. Over 68% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $64,312. On average the rural home size purchased with this loan was approximately 1,341 SqFt. Phillips county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Phillips County is roughly 2,314 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Phillips County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Phillips County, KS   Phillips QR code
* cities most likely to have USDA loan eligible properties for sale.

*Agra   •   *Glade   •   Gretna   •   *Kirwin   •   *Logan   •   *Long Island   •   *Phillipsburg   •   *Prairie View   •   *Speed   •   Stuttgart   •   Woodruff

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Phillips County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Phillips County, Kansas
USDA Boundary Details
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Phillips County is located in the great state of Kansas and was officially established on February 26, 1867. It was named in honor of William Phillips, a free-state advocate, and politician who was tragically murdered in the cause of the abolition of slavery. The county is situated in the north-central part of the state and has a total area of approximately 895 square miles.

The early inhabitants of the area were Native American tribes, including the Kanza and Arapaho. However, the first European settlers began arriving in the mid-1800s, primarily from European countries like England, Germany, and Sweden. These settlers were attracted by the fertile land suitable for agriculture and the potential for new opportunities in the expanding American frontier.

The county seat and largest city in Phillips County is Phillipsburg, which was founded in 1872. The town was named after William Phillips and quickly became the hub of the region's activity and development. At the height of the railroad industry, Phillipsburg thrived, with the Chicago, Kansas and Nebraska Railway company constructing a route that passed through the town in the late 1880s.

Agriculture has always been a significant part of Phillips County's economy, with primary products such as wheat, corn, and sorghum. The county experienced a growth spurt in the 1920s and 1930s, thanks to the rise in wheat prices and an increase in agricultural productivity.

Now, for a fun fact: The geographic center of the 48 contiguous United States, also known as the Lebanon Geographic Center, is located just a short drive southeast of Phillips County, near the town of Lebanon in neighboring Smith County. This significant point attracts tourists and creates a sense of pride in the region, offering a symbolic connection to the rest of the country.


Featured Cities of Kansas
Gretna Phillipsburg
Featured Properties from USDA Loan Eligible Regions of Phillips County
103 SE 3rd St
Kirwin, KS

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409 W Logan St
Logan, KS

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