Find USDA Eligible Properties in Thomas County

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There are 140 USDA backed residential loans in Thomas county with an average loan balance of $76,540. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $81,904. On average the rural home size purchased with this loan was approximately 1,177 SqFt. Thomas county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Thomas County is roughly 2,785 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Thomas County is 8. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Thomas County, KS   Thomas QR code
* cities most likely to have USDA loan eligible properties for sale.

Breton   •   *Brewster   •   Brownville   •   *Colby   •   *Gem   •   Halford   •   *Levant   •   *Menlo   •   Mingo   •   *Rexford   •   Spica

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Thomas County.

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View the detailed USDA boundaries and read about general conditions of
Thomas County, Kansas
USDA Boundary Details

Thomas County is located in the Northwestern region of the great state of Kansas, USA. The county was established on October 8, 1885, and was named in honor of George H. Thomas, a Union General during the American Civil War. The county's history is deeply rooted in agriculture, and it played a crucial role in the settlement of the American West.

One of the earliest settlements in Thomas County was Quickville, a small community established in the early 1880s. However, as the Kansas Pacific Railway expanded westward, many early settlers moved closer to the newly built railroad tracks. The railroad further encouraged the growth of Thomas County, as it enabled quicker and easier transportation of goods and people.

In 1887, the county seat was established in Colby, which remains the largest city in Thomas County to this day. The arrival of rail lines, reliable water sources, and vast agricultural land attracted numerous settlers to the region throughout the late 19th and early 20th centuries.

Agriculture continues to be the backbone of Thomas County's economy, with a focus on crops such as wheat, corn, and sorghum. Livestock, predominantly cattle, is also an important aspect of the county's agricultural industry.

Fun Fact: Thomas County is home to the Prairie Museum of Art and History, which is an excellent source of information about the county's history and cultural heritage. The museum complex includes a large indoor museum, an art gallery, and several historical buildings like a 1930s-era sod house, a one-room schoolhouse, and a church, providing an immersive experience into the life of early settlers and the development of the region.

Featured Cities of Kansas
Halford Colby
Featured Properties from USDA Loan Eligible Regions of Thomas County
118 E 5th St
Oakley, KS

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