There are no geographical USDA loan restrictions in this postal code. Click for more details on 40045.

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Scott Cason
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I have been a resident of Oldham county for 25 years and have developed extensive market knowledge and expertise in Oldham, ... see full details and contact information for Scott ... and I serve on the board for the Oldham County Youth Football League.
Scott has 0 active or recent property listings for $0.
Serving the areas of Smithfield, Milton, Bedford, Carrollton, Shelbyville, Crestwood, Prospect, La Grange, Buckner & Pewee Valley
Natalie Bryan
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Making your vision, my mission!
Natalie Bryan, is a real estate agent with Realty ONE Group River Valley, in Carrollton, KY. Advocating for exceptional ... see full details and contact information for Natalie ... results, but a partnership that extends well beyond the closing table.
This realtor has 1 active or recent property listings for $285,500.
Serving the areas of Milton, Campbellsburg, Bedford, La Grange, Prospect, Glenview & Crestwood
Jo Bishop
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Jo is an Indiana native who realized her dream of living in New York City for 16 years interrupted by a 3 year stint in ... see full details and contact information for Jo ... event. Jo's goal is to make it an enjoyable, satisfying experience.
Jo has 0 active or recent property listings for $0 with the most recent sale on 2022-05-30 for $400,000.
Serving the areas of Prospect, Milton, Goshen, Crestwood, Louisville & Glenview
Dale And Vickie Wesley
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Results That Move You!
In today's real estate market, you need to work with a real estate professional you can trust. We are dedicated to providing ... see full details and contact information for Dale ... certifications to help you in all different areas of life you may have.
Dale has 7 recent and active property listings that range in price from $250,000 to $750,000 with the most recent sale on 2024-05-10 for $455,000.
Serving the areas of Finchville, Louisville, Bagdad, Taylorsville & Shelbyville
Belita Dean
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Bees' Ridge Realty, LLC
As a lifelong resident Kentucky, I am quite familiar with all our fair Commonwealth has to offer. From historic towns to ... see full details and contact information for Belita ... I pride myself in helping my clients find their perfect Kentucky home!
Belita has 0 active or recent property listings for $0 with the most recent sale on 2024-05-28 for $407,000.
Serving the areas of Waddy, Campbellsburg, Prospect, Midway, Eminence, Smithfield, Glenview, Westport, Bedford & Buckner
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Advantages of homeownership in Dry Ridge, Kentucky include:

1. Stable Housing Costs: Owning a home allows homeowners to stabilize their housing costs because the monthly mortgage payment is fixed over the life of the loan.

2. Forced Savings: Every mortgage payment a homeowner makes consists of both principle and interest. As the homeowner pays down the principle, they are effectively saving money.

3. Tax Benefits: Generally, homeownership comes with tax benefits, including the ability to deduct mortgage interest and property taxes.

4. Building Equity: When a homeowner makes monthly mortgage payments, they are building equity in their home. Equity is a valuable asset that can be used to secure loans in the future.

Disadvantages of homeownership in Dry Ridge, Kentucky include:

1. Responsibility for Maintenance: As a homeowner, the responsibility of maintenance falls on the homeowner. Any repairs or upgrades are the responsibility of the homeowner.

2. Dependence on Market: Homeowners are affected by changes in the real estate market. If the housing market in Dry Ridge, Kentucky is down, a homeowner could end up losing money on the sale of their home.

3. Higher Upfront Costs: Owning a home requires a significant upfront investment. Homeowners need to be prepared to make a down payment, pay closing costs, and potentially make repairs and upgrades before they can move in.

4. Limited Mobility: Homeownership can limit a homeowner's mobility. If a homeowner needs to move to a new location, they must first sell their current home.