There are no geographical USDA loan restrictions in this postal code. Click for more details on 40949.

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Living in Georgetown, Kentucky can be a great experience. The city is located in Scott County, an area known for its natural beauty and friendly people. Georgetown is home to numerous parks, lakes, and trails, providing plenty of opportunities for outdoor recreation. The city also has a vibrant downtown area with many restaurants, shops, and entertainment venues. It's also close to larger cities like Lexington and Louisville, giving residents access to more urban amenities. The cost of living in Georgetown is relatively low compared to other cities in the region, making it an attractive place for those looking for affordable housing.

However, one downside to living in Georgetown is the lack of public transportation options. Although the city does offer a few bus routes, most residents rely on their own vehicles to get around town. This can limit access to certain areas of the city and make it difficult to get to work or school without a car.

Sean Disney
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Sean is a Licensed REALTOR with over 27 years of previous experience in residential & commercial real estate lending. His ... see full details and contact information for Sean ... and the transaction seamless...whether you are buying, selling, or both!
This realtor has 4 recent and active property listings that range in price from $99,000 to $799,000 with the most recent sale on 2024-06-28 for $573,000.
Serving the areas of Siler, Corbin, London, Barbourville, Woodbine, Keavy, Gray, Williamsburg & Rockholds
Darren Brown
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The One Team You can Rely On
We have over 28 years of combined experience and are multi-million dollar top producers. The tri-county area has been our ... see full details and contact information for Darren ... Sale and Foreclosure Rep Certified Residential Specialist Candidates
Darren has 4 recent and active property listings that range in price from $259,900 to $399,900 with the most recent sale on 2024-06-11 for $420,500.
Serving the areas of Keavy, Tateville, Williamsburg, Heidrick, Pittsburg, Cannon & Bush
Read the reviews for Darren Brown
Keisha Brooks
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Century 21 Advantage Realty, A Robinson Company


Office address:
2121 Nicholasville Rd Ste 101
LEXINGTON, KY

Keisha has 10 recent and active property listings that range in price from $15,000 to $319,900 with the most recent sale on 2024-05-24 for $360,000.
Serving the areas of Corbin, London, Barbourville & Heidrick
Read the reviews for Keisha Brooks
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Here are some general pros and cons of purchasing real estate in Georgetown, Kentucky:

Pros:
- Affordable Prices: The cost of real estate in Georgetown is generally lower than in larger cities or other areas of the country.
- Growing Economy: Georgetown has experienced steady job growth in recent years, which can help support the local real estate market.
- Community: Georgetown has a friendly small-town feel, which can be appealing to people who want to live in a close-knit community.

Cons:
- Limited Amenities: Georgetown is a smaller city, and it may not have the same range of amenities and services as larger cities.
- Limited Cultural Attractions: There may be fewer cultural attractions and events in Georgetown compared to larger cities.
- Weather: Like many areas in Kentucky, Georgetown can experience hot and humid summers, as well as cold winters with snow and ice.

Of course, the pros and cons of purchasing real estate in Georgetown will depend on your specific needs and preferences, so it's important to research the area thoroughly and weigh the factors that are most important to you.