There are no geographical USDA loan restrictions in this postal code. Click for more details on 41166.

City Logo
The Heart of Kenton County



Living in Independence, Kentucky can be a great experience. The city is situated in Kenton County and offers plenty of amenities for its citizens. Residents have access to shopping, restaurants, and entertainment venues. The schools are top-notch and the community has a variety of parks and recreation facilities. Additionally, the cost of living is relatively low in comparison to other cities in the area, making it attractive to families looking to save money.

On the downside, Independence is known for having a high crime rate. This can be a concern for families and individuals looking to relocate. Furthermore, the city has limited public transportation options, making it difficult for those without a vehicle to get around.

Mary-Dawn Selby
Agent Photo

When Mary-Dawn is not helping clients find their dream home, she spends much of her time with her husband Gary of 35 years. ... see full details and contact information for Mary-Dawn ... Mary-Dawn is excited to work hard to help make dreams a reality.
Mary-Dawn has 3 recent and active property listings that range in price from $45,000 to $399,900.
Serving the areas of Hitchins, Catlettsburg, Argillite, South Shore, Grahn, Worthington, Ashland, Emerson & Farmers
Joey Sandlin
Agent Photo

Results Driven!
Recognized as a Local Expert and I've Earned the Graduate Of Realtors Institute and the E-PRO Designations By The National ... see full details and contact information for Joseph ... and Hard working are all trademarks of my life and business..
Joseph has 6 recent and active property listings that range in price from $15,000 to $249,000.
Serving the areas of Haverhill, Friendship, Emerson, Quincy, Manchester, Scottown, Russell, South Portsmouth, Rarden & Portsmouth
Read the reviews for Joey Sandlin
Ervena Howard-Kiser
Agent Photo

Broker/Owner
At Advantage Plus Realty our mission is to provide First-Class service, achieving excellence through personal integrity. We ... see full details and contact information for Ervena ... in providing you in your personal/business real estate transactions.
Ervena has 23 recent and active property listings that range in price from $44,900 to $689,900 with the most recent sale on 2024-06-06 for $258,900.
Serving the areas of Farmers, Worthington, Webbville, Vanceburg, Grayson, Flatwoods, Morehead, Carter, Clearfield & South Shore
Not finding the person you are looking for? Search for a realtor by name.
 

Official State Seal

Advantages of home ownership in the city of Independence, Kentucky:

1. Equity growth: As you pay down your mortgage, your equity in your home grows. This is an investment in your future.

2. Tax benefits: Homeowners can deduct mortgage interest and property taxes from their federal income taxes, which can lead to savings.

3. Stability: Owning a home can create a sense of stability, as you have a place to call your own and can make it your own.

4. Pride of ownership: As a homeowner, you have the ability to customize your home and make it your own.

Disadvantages of home ownership in the city of Independence, Kentucky:

1. Upfront costs: The costs associated with purchasing a home such as closing costs, down payment, and home inspection fees can be expensive and may be a hurdle for some.

2. Responsibility for maintenance: As a homeowner, you are responsible for maintaining your property and paying for any repairs.

3. Market fluctuations: The real estate market can fluctuate based on economic conditions, which means that your home's value may change over time.

4. Limited flexibility: If you need to move for a job or personal reasons, selling your home may take time and may not be possible when you need it.