There are no geographical USDA loan restrictions in this postal code. Click for more details on 41264.

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Rediscover Louisa



Two great things about home ownership in Louisa are the affordability of homes and the quality of life that comes with living in a small town. Homes in this area are typically much more affordable than those in larger cities, allowing potential buyers to get more for their money. Additionally, Louisa provides a peaceful, close-knit atmosphere and access to outdoor recreation opportunities such as Lake Cumberland and Yatesville Lake. The negative thing about home ownership in Louisa is that it is relatively isolated from major metropolitan areas, meaning that access to certain amenities and services may be limited.

Doug Wireman
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Bachelor's Degree in Business Administration: Eastern Kentucky University. Master's Degree in Business Education: Eastern ... see full details and contact information for Doug ... with Emphasis in Educational Administration: Morehead State University
Doug has 40 recent and active property listings that range in price from $9,900 to $215,000 with the most recent sale on 2024-04-22 for $212,000.
Serving the areas of Van Lear, Pikeville, Salyersville, Hagerhill, Staffordsville, Paintsville, Prestonsburg, Louisa & Ulysses
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Carolyn Sue Hager
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The REALTOR You Choose Does Make A Difference!
As a Real Estate Professional, Im committed to responsiveness, and Im readily available to address all your concerns or ... see full details and contact information for Carolyn ... or selling process. Please feel free to contact me at YOUR convanience!
This realtor has 31 recent and active property listings that range in price from $35,000 to $750,000 with the most recent sale on 2024-04-08 for $675,000.
Serving the areas of Dwale, Paintsville, Tomahawk, Pikeville, Elkhorn City, West Liberty, Hardy, Lexington, Richmond & Mount Sterling
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Lisa Evans Robertson
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Agent
After 16 years of working in healthcare as a pharmacy technician at Hometown Pharmacy in Inez, Kentucky, I became a licensed ... see full details and contact information for ... dreams. So when buying or selling your home call on a name you can trust!
Lisa Evans Robertson has 8 recent and active property listings that range in price from $49,900 to $299,000 with the most recent sale on 2024-03-12 for $425,000.
Serving the areas of Tomahawk, Inez, Ashland, Beauty, Debord, Prestonsburg, Louisa, Lovely, Pilgrim & Ulysses
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The advantages and disadvantages of home ownership in Louisa, Kentucky are as follows:

Advantages:
- Equity and value appreciation: Owning a home allows you to build equity and potentially appreciate in value over time.
- Stability and permanence: Owning a home provides a level of stability and permanence that renting cannot offer.
- Personalization: Homeowners have the ability to personalize and make changes to their property to suit their needs and preferences without seeking someone else's permission.
- Tax benefits: Homeowners in the United States may be eligible for tax deductions related to their mortgage interest, property taxes, and home equity loans.

Disadvantages:
- Home maintenance and repair costs: As a homeowner, you are responsible for the maintenance and repair of your property. This can be costly and time-consuming.
- Lack of flexibility: Homeownership can limit your flexibility to move to a new location or make changes to your living situation.
- Large upfront costs: Purchasing a home requires a significant amount of money upfront, including a down payment, closing costs, and other fees.
- Market fluctuations: The value of your home can fluctuate based on the real estate market and other economic factors.

Overall, home ownership in Louisa, Kentucky can be a good investment for those who want to build equity and value in their property, but it comes with a higher level of responsibility than renting.