There are no geographical USDA loan restrictions in this postal code. Click for more details on 41332.

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Heritage on the Hill



Home ownership in Owingsville offers many positive benefits. Firstly, the cost of living is significantly lower than other cities in Kentucky, making it an ideal place to purchase a home. Secondly, there are plenty of outdoor recreational activities to take part in, such as hiking, fishing, and camping in Daniel Boone National Forest. The city is also within a short driving distance of Lexington, providing access to additional amenities and cultural experiences.

Unfortunately, home ownership in Owingsville can be affected by natural disasters due to its location in Bath County. The area is prone to flooding and can experience extreme weather conditions such as tornadoes and hail storms. Homeowners should be aware of the potential for damage that can occur during these events.

Jill C Ratliff
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HomeLand Real Estate - Frenchburg


Office address:
172 East Main St
MOREHEAD, KY

This realtor has 2 recent and active property listings that range in price from $21,500 to $155,000 with the most recent sale on 2024-04-24 for $250,000.
Serving the areas of West Liberty, Olive Hill, Owingsville, Campton, Clay City, Mount Sterling, Stanton, Flemingsburg, Frenchburg & Mount Olivet
Read the reviews for Jill C Ratliff
Kamilia Lawson
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Serving the Area Since 1977
I have been a licensed real estate agent for over 20 years now. I love helping people find a place to plant their roots and ... see full details and contact information for Kamilia ... cooking, being outdoors, hiking, camping, and listening to live music.
This realtor has 1 active or recent property listings for $79,500 with the most recent sale on 2023-09-15 for $230,000.
Serving the areas of Clearfield, Hope, Owingsville, Mize, West Liberty, Rogers, Wellington & Mount Sterling
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Wade Terry
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Realty World Trifecta

This realtor has 1 active or recent property listings for $125,000 with the most recent sale on 2023-11-15 for $295,000.
Serving the areas of Winchester, Livingston, Wellington, Hazel Green, Lancaster, Richmond, Campton, Stanton & Beattyville
Read the reviews for Wade Terry
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Advantages of home ownership in Owingsville, Kentucky may include:

1. Affordability: Owingsville has a lower cost of living than other parts of Kentucky or neighboring states, making it an excellent place to own a home at an affordable price.

2. Community: Owning a home in Owingsville grants you access to a range of community programs, events, and activities designed to bring neighbors together and create a friendly, safe environment.

3. Real estate value: Real estate values in Owingsville are stable, and homeowners often experience appreciation in the value of their properties over time, leading to greater wealth creation.

Disadvantages of home ownership in Owingsville, Kentucky may include:

1. Limited job opportunities: Owingsville is a small town, so job opportunities may be limited, leading to challenges for homeowners seeking stable employment.

2. Rural living: Owingsville is a rural area, which may not be appealing to everyone. Homeowners might have to travel long distances for shopping, entertainment, and medical appointments.

3. Weather: Owingsville is prone to severe weather conditions, such as tornadoes and major storms, which can pose a threat to homeowners and their property.

Keep in mind that these are not absolute; some people may view some disadvantages as advantages and vice versa.