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Looking to buy in Adair County, Kentucky?
There are 186 USDA backed residential loans in Adair county with an average loan balance of $91,763. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $95,405. On average the rural home size purchased with this loan was approximately 1,361 SqFt. Adair county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Adair County is roughly 1,067 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Adair County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Adair County, KY
* cities most likely to have USDA loan eligible properties for sale.
Absher • Barnett Springs • Bliss • Breeding • Cane Valley • Casey Creek • Chance • Christine • Coburg • *Columbia • Craycraft • Crocus • Cundiff • Dunbar Hill • Ella • Eunice • Fairplay • Feathersburg • Flatwood • Garlin • Gentrys Mill • Glens Fork • Gradyville • Holmes • Inroad • Joppa • Kellyville • Keltner • Knifley • Milltown • Montpelier • Neatsville • Nell • Ozark • Pellyton • Pickett • Portland • Purdy • Sparksville • Toria • Weed
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Adair County.
Adair County is located in the southern part of Kentucky, and was established on December 11, 1801. It was named in honor of General John Adair, a Revolutionary War veteran and later Kentucky Governor (1820-1824). The county is part of the Pennyrile region of Kentucky, which features rolling hills and abundant limestone. The area was initially inhabited by various Native American tribes before European explorers and settlers arrived in the 18th century.
Columbia, the county seat, was established in 1802, just a year after the county itself. It was named to honor Christopher Columbus. The town grew rapidly during the 19th century, with the construction of various mills, businesses, and a courthouse. Agriculture played a significant role in the economy of Adair County throughout its history, with many farmers cultivating crops like tobacco and corn, and raising livestock.
One fun fact about Adair County is that it is home to the Lindsey Wilson College, a private liberal arts college established in 1903. Initially founded as the Lindsey Wilson Training School, the college transformed into a junior college in 1923 and quickly gained a reputation for academic excellence. Today, Lindsey Wilson College offers a wide range of degree programs and caters to around 2,700 students.