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There are 47 USDA backed residential loans in Ballard county with an average loan balance of $80,252. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $84,052. On average the rural home size purchased with this loan was approximately 1,458 SqFt. Ballard county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Ballard County is roughly 708 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Ballard County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Ballard County, KY
* cities most likely to have USDA loan eligible properties for sale.
*Bandana • *Barlow • *Blandville • Ceredo • Fillmore • Gage • Hinkleville • Ingleside • *Kevil • *La Center • *Lovelaceville • Monkeys Eyebrow • New York • Oscar • Slater • *Wickliffe
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ballard County.
Ballard County is located in the far western region of the great state of Kentucky in the United States. Established on February 15, 1842, the county is named after Bland Ballard, a celebrated Kentuckian who fought in the Revolutionary War, War of 1812, and Indian Wars.
Originally a part of Hickman County, the land was settled in the early 1800s, with the town of Barlow becoming a significant trading hub during the late 1800s and early 1900s, due to its strategic location on the Ohio River.
Ballard County is steeped in rich history, with evidence of native tribes like the Mississippian Culture dating back thousands of years. The county has several such preserved sites, including Blue Spring Mounds and Wickliffe Mounds.
A fun fact about Ballard County is that it was originally home to Monkey's Eyebrow, an unincorporated community which got its name from the shape of its terrain resembling a monkey's eyebrow.