Find USDA Eligible Properties in Carroll County


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February Featured Agent
Cody Hembree   from   Options Realty

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Looking to buy in Carroll County, Kentucky?

There are 60 USDA backed residential loans in Carroll county with an average loan balance of $101,074. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $106,518. On average the rural home size purchased with this loan was approximately 1,410 SqFt. Carroll county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Carroll County is roughly 354 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Carroll County is 4. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Carroll County, KY   Carroll QR code
* cities most likely to have USDA loan eligible properties for sale.

*Carrollton   •   Carson   •   Easterday   •   English   •   *Ghent   •   Langstaff   •   *Prestonville   •   *Sanders   •   *Worthville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Carroll County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Carroll County, Kentucky
USDA Boundary Details
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Carroll County, located in the great state of Kentucky, was established on December 11, 1838. The county was carved out of the larger Gallatin County, with a portion of its land also coming from Henry and Trimble Counties. Named in honor of Charles Carroll, the last surviving signer of the Declaration of Independence, Carroll County has a rich history that reflects upon the development of the region.

Carrollton, the county seat, sits at the confluence of the Kentucky and Ohio Rivers, providing an advantageous location for trade and development since its founding in 1792. The river confluence was a key factor in the county's growth, as it allowed for the movement of goods to larger markets downriver. Carroll County's economy was once primarily agricultural, but it has since diversified, with manufacturing and automotive industries becoming prominent over the years.

One fun fact about Carroll County is that it is home to the Carrollton Bus Collision Memorial, which commemorates the tragic bus accident in 1988 that claimed the lives of 27 people, most of whom were children. This incident led to significant changes in bus safety regulations in the United States.


Featured Cities of Kentucky
Langstaff Worthville
Featured Properties from USDA Loan Eligible Regions of Carroll County