Find USDA Eligible Properties in Clark County

KY State Flag  Clark County Seal

Realtors in Clark browse list of realtors working in Clark County
Clark county has 5 realtors ready to help with your search!

May 2024 Featured Agents
Brenda G. Murphy   from   Murphy Realt Group LLC
Sabid Velic   from   Schuler Bauer ERA
Carlos Elliott   from   Lifstyl Real Estate
Ken Ritter   from   Coldwell Banker McMAHAN
Justin Lee   from   JL Realty Group, llc

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Clark County, Kentucky?

There are 103 USDA backed residential loans in Clark county with an average loan balance of $120,570. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $122,750. On average the rural home size purchased with this loan was approximately 1,431 SqFt. Clark county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clark County is roughly 660 square kilometers. USDA defined regions of rural loan ineligibility in Clark cover 54 square kilometers of the county. Approximately 8.3% of Clark County is ineligible for traditional USDA home loans. The influence score for Clark County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Clark County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Clark County, KY   Clark QR code
* cities most likely to have USDA loan eligible properties for sale.

Agawam   •   Becknerville   •   Bloomingdale   •   Colby   •   Colby Hills   •   Elkin   •   Flanagan   •   Ford   •   Forest Grove   •   Green Fields Estates   •   Hedges   •   Hootentown   •   Hunt   •   Kiddville   •   Lisletown   •   Locust Grove   •   Log Lick   •   Lyndale   •   Mina   •   Old Pine Grove   •   Pilot View   •   Pinchem   •   Pine Grove   •   Rabbit Town   •   Renick   •   Rightangle   •   Ruckerville   •   Schollsville   •   Sewell Shop   •   Tebbs   •   Trapp   •   Vianna   •   Winchester   •   Wyandotte

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clark County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clark County, Kentucky
USDA Boundary Details

Clark County is located in the Bluegrass region of Kentucky and was established in 1792. It was named in honor of General George Rogers Clark, a celebrated Revolutionary War soldier and the founder of the city of Louisville, KY. Winchester, the county seat of Clark County, was founded in 1793. The county spans an area of about 255 square miles, with a population of approximately 36,000 residents.

Clark County has experienced significant growth over the years, especially with the establishment of the Lexington and Eastern Railway in the late 19th century, connecting Winchester to the city of Lexington. This railway facilitated the growth of agriculture, industry, and trade in the region. During this time, Clark County became known for its tobacco production, cattle farms, and horse breeding facilities.

One fun fact about this region is its annual Beer Cheese Festival held in Winchester, KY. The beer cheese, a delicious concoction of beer, cheese, and spices, was invented in Clark County in the 1930s by Johnnie Allman, the owner of Allman's restaurant. Today, the festival attracts thousands of visitors to Clark County, and local restaurants and artisans compete to present the best beer cheese, while visitors can enjoy live music, local crafts, and other festivities.

Featured Cities of Kentucky
Elkin Pine_Grove
Featured Properties from USDA Loan Eligible Regions of Clark County
1141 Vienna Rd
Winchester, KY

property photo


6116 MT Sterling Rd
Winchester, KY

property photo