Looking to buy in Clinton County, Kentucky?
There are 23 USDA backed residential loans in Clinton county with an average loan balance of $98,494. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $102,913. On average the rural home size purchased with this loan was approximately 1,538 SqFt. Clinton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Clinton County is roughly 534 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clinton County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Clinton County, KY
* cities most likely to have USDA loan eligible properties for sale.
Aaron • *Albany • Alpha • Browns Crossroads • Bug • Cannons Mill • Cartwright • Cedar Knob • Cumberland City • Decide • Desda • Highway • Hobart • Huntersville • Ida• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Jones Mill • Marlow • Narvel • Nora • Rolan • Savage • Seventy Six • Shipley • Snow • Upchurch • Wago • Watauga • Willis Creek • Wolf River Dock
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clinton County.
Clinton County is located in the south-central region of the great state of Kentucky. It was established in 1835 and named in honor of DeWitt Clinton, a prominent American politician who served as a United States Senator and the sixth Governor of New York. Clinton County's county seat is the city of Albany, which also serves as its largest city.
The county's rich history dates back to Native American settlements, followed by an influx of European-American pioneers in the late 18th and early 19th centuries. Agriculture played a significant role in the area's development, with farming, notably tobacco farming, being a primary economic activity.
One fun fact about Clinton County is that it is home to the "Foothills Festival," an annual event held in the city of Albany. The festival showcases local arts and crafts, food, music, and other attractions that celebrate the area's culture and heritage.
February 2025 Featured Agents | |
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Jay Craig | from United Country Lakes and Land Realty |