Find USDA Eligible Properties in Cumberland County


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Jay Craig   from   United Country Lakes and Land Realty

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Looking to buy in Cumberland County, Kentucky?

There are 24 USDA backed residential loans in Cumberland county with an average loan balance of $85,175. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $89,979. On average the rural home size purchased with this loan was approximately 1,456 SqFt. Cumberland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cumberland County is roughly 804 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cumberland County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cumberland County, KY   Cumberland QR code
* cities most likely to have USDA loan eligible properties for sale.

Amandaville   •   Arat   •   Ashlock   •   Bakerton   •   Bow   •   *Burkesville   •   Claywell   •   Cloyds Landing   •   Dubre   •   Ellington   •   Frogue   •   Green Grove   •   Grider   •   Hegira   •   Judio   •   Kettle   •   Leslie   •   Littrell   •   *Marrowbone   •   Modoc   •   Peytonsburg   •   Stalcup   •   Waterview

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cumberland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cumberland County, Kentucky
USDA Boundary Details
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Cumberland County, located in the great state of Kentucky, was founded on December 14, 1798. It was named in honor of the Duke of Cumberland who had defeated the Scottish forces at the Battle of Culloden in 1746. The county was formed from portions of Green County and is situated in the south-central part of the state, along the Tennessee border. The county seat is Burkesville, which was incorporated in 1846 and named after the area's first settler, Isaac Burkes.

Prior to European settlement, the land was initially inhabited by various Native American tribes, such as the Cherokee, Shawnee, and Chickasaw. The arrival of European settlers in the 18th and 19th centuries led to a gradual displacement of these Native American tribes. Early settlers in Cumberland County were predominantly of Scottish, Irish, and English descent, who were drawn to the area due to its fertile land, which was ideal for farming and cattle raising.

Fun Fact: Cumberland County is home to the Cumberland River, which stretches for 688 miles and runs through parts of Kentucky and Tennessee. The river is named after the Duke of Cumberland and has been an essential transportation and economic resource for the region throughout its history. One of its main attractions is the Cumberland Falls, which is often called the "Niagara of the South" due to its size and beauty. The falls are a popular destination for outdoor enthusiasts and tourists alike, offering hiking trails, beautiful scenic views, and even occasional moonbows, which are nighttime rainbows caused by the reflection of moonlight on the mist from the falls.


Featured Cities of Kentucky
Stalcup Peytonsburg
Featured Properties from USDA Loan Eligible Regions of Cumberland County
40 Cross Rd
Burkesville, KY

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45 Bakerton Ferry Spur Rd
Burkesville, KY

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40 Cross Rd
Burkesville, KY

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