Find USDA Eligible Properties in Fayette County

KY State Flag  Fayette County Seal

Realtors in Fayette browse list of realtors working in Fayette County
Fayette county has 4 realtors ready to help with your search!

July 2024 Featured Agents
Jon Bentley   from   Keller Williams
Mohamed Mahmoud   from   Keller Williams Bluegrass
Carlos Elliott   from   Lifstyl Real Estate
Ken Snyder   from   Ken Snyder Realty

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Fayette County, Kentucky?

There are 12 USDA backed residential loans in Fayette county with an average loan balance of $114,484. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $114,614. On average the rural home size purchased with this loan was approximately 1,365 SqFt. Fayette county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Fayette County is roughly 737 square kilometers. USDA defined regions of rural loan ineligibility in Fayette cover 736 square kilometers of the county. Approximately 99.8% of Fayette County is ineligible for traditional USDA home loans. The influence score for Fayette County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Fayette County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Fayette County, KY   Fayette QR code
* cities most likely to have USDA loan eligible properties for sale.

Ashland Park   •   Baralto   •   Blueberry Hill   •   Brigadoon   •   Cardinal Hill   •   Centerville   •   Colony   •   Deerfield   •   East Hickman   •   Eastland   •   Elk Chester   •   Fenwick   •   Gainesway   •   Highlands   •   Kenawood   •   Lexington   •   Lexington Manor   •   Mattoxtown   •   Nihizertown   •   Pinehurst   •   Pricetown   •   Rockwood   •   Sandersville   •   Southeastern Hills   •   Spears   •   Spindletop Estates   •   Stoneybrook   •   Thoroughbred Acres   •   Warrenton   •   Westmoreland   •   Yarnallton

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Fayette County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Fayette County, Kentucky
USDA Boundary Details

Fayette County, located in the bluegrass region of the great state of Kentucky, has a history that dates back to the late 18th century. Established in 1780 and named in honor of the Marquis de Lafayette, a French general who supported the American Revolution, Fayette County became the second county established in Kentucky.

Fayette County was originally part of the Virginia Colony, and Lexington, the county seat, was founded in 1775, predating the establishment of the county. Lexington quickly became an important trade center and hub for pioneering settlers venturing into the western frontier. As a result, the area received the nickname, "Athens of the West," due to its prominence in education, culture, and economic development during early American history.

Fayette County's fertile soil and ideal climate contributed to the growth of agriculture, especially cultivation of tobacco and hemp, as well as horse breeding. The region became known for its thoroughbred horse industry, and Lexington is home to renowned horse facilities such as Keeneland racecourse and the Kentucky Horse Park.

A fun fact about Fayette County is that it is considered the "Horse Capital of the World" due to its prominent thoroughbred horse breeding and racing culture. Additionally, one of its major annual events is the Kentucky Derby, hosted at the nearby Churchill Downs in Louisville, which is part of the prestigious Triple Crown of thoroughbred racing in the United States.

Featured Cities of Kentucky
East_Hickman Pricetown
Featured Properties from USDA Loan Eligible Regions of Fayette County
3001 Caddis Ln
Lexington, KY

property photo


661 Lombardy Dr
Lexington, KY

property photo


690 Eden Rd
Lexington, KY

property photo


717 Windflower Way
Lexington, KY

property photo