Find USDA Eligible Properties in Franklin County

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Franklin county has 1 realtor ready to help with your search!

July 2024 Featured Agent
Frank Mulder   from   Community First Realty

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Looking to buy in Franklin County, Kentucky?

There are 245 USDA backed residential loans in Franklin county with an average loan balance of $108,528. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $112,401. On average the rural home size purchased with this loan was approximately 1,256 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Franklin County is roughly 550 square kilometers. USDA defined regions of rural loan ineligibility in Franklin cover 91 square kilometers of the county. Approximately 16.6% of Franklin County is ineligible for traditional USDA home loans. The influence score for Franklin County is 5. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Franklin County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Franklin County, KY   Franklin QR code
* cities most likely to have USDA loan eligible properties for sale.

Benson   •   Big Eddy   •   Bridgeport   •   Bryant   •   Choateville   •   Elmville   •   Elsinore   •   Evergreen   •   Farmdale   •   Flag Fork   •   Frankfort   •   Harvieland   •   Jett   •   Kennebec   •   Lanes Mill   •   Ottusville   •   Peaks Mill   •   Polsgrove   •   Slickway   •   Swallowfield   •   Woodlake

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Franklin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Franklin County, Kentucky
USDA Boundary Details

Franklin County, located in the great state of Kentucky, was established on December 7, 1794, when it was formed from parts of Woodford, Mercer, and Shelby counties. Named after the famous American statesman, inventor, and diplomat, Benjamin Franklin, it played a significant role in the early history of Kentucky.

The county seat of Franklin County is Frankfort, which also serves as the state capital of Kentucky. Frankfort was founded in 1786 by General James Wilkinson, and the city's strategic location on the Kentucky River makes it a historically and commercially important area in the state.

Throughout its history, Franklin County has been a center for industry, transportation, and agriculture. It is well-known for its bourbon distilleries, which account for a significant portion of the region's economy.

One fun fact about Franklin County is that it is home to the Kentucky State Capitol building, which was completed in 1910. The Capitol building is known for its impressive architecture, with a 190-feet tall dome inspired by the famous French architectural icon, Htel des Invalides in Paris. This beautifully designed structure is open for guided tours, attracting numerous tourists every year.

Featured Cities of Kentucky
Woodlake Benson
Featured Properties from USDA Loan Eligible Regions of Franklin County
5990 Owenton Rd
Stamping Ground, KY

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148 Quisenberry Ln
Frankfort, KY

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