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Looking to buy in Franklin County, Kentucky?
There are 245 USDA backed residential loans in Franklin county with an average loan balance of $108,528. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $112,401. On average the rural home size purchased with this loan was approximately 1,256 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Franklin County is roughly 550 square kilometers. USDA defined regions of rural loan ineligibility in Franklin cover 91 square kilometers of the county. Approximately 16.6% of Franklin County is ineligible for traditional USDA home loans. The influence score for Franklin County is 5. See the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Franklin County, KY
* cities most likely to have USDA loan eligible properties for sale.
Benson • Big Eddy • Bridgeport • Bryant • Choateville • Elmville • Elsinore • Evergreen • Farmdale • Flag Fork • Frankfort • Harvieland • Jett • Kennebec • Lanes Mill • Ottusville • Peaks Mill • Polsgrove • Slickway • Swallowfield • Woodlake
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Franklin County.