Find USDA Eligible Properties in Gallatin County


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July 2024 Featured Agent
Carol Jackson   from   The realty place

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Looking to buy in Gallatin County, Kentucky?

There are 73 USDA backed residential loans in Gallatin county with an average loan balance of $112,004. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $113,502. On average the rural home size purchased with this loan was approximately 1,372 SqFt. Alternate income limits exist to determine loan eligibility in Gallatin county. For a household of upto 4 people the income limit is $93,500. For a household of between 5 and 8 people the income limit increases to $123,400.

The size of Gallatin County is roughly 272 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Gallatin County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Gallatin County, KY   Gallatin QR code
* cities most likely to have USDA loan eligible properties for sale.

Ethridge   •   *Glencoe   •   Munk   •   Napoleon   •   Ryle   •   *Sparta   •   *Warsaw

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gallatin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Gallatin County, Kentucky
USDA Boundary Details
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Gallatin County, located in the great state of Kentucky, was established on December 14, 1798, and was named in honor of Albert Gallatin, who served as the Secretary of the Treasury under President Thomas Jefferson. It is situated in the northern part of Kentucky, along the banks of the Ohio River, with a total area of 105 square miles, making it one of the smallest counties in the state.

The early history of Gallatin County saw several Native American tribes, such as the Shawnee and Cherokee, living in the area. European settlers began to arrive in the 18th century and started building communities, primarily focused on farming and agriculture. The county was formed from parts of Franklin and Shelby Counties, and its county seat is Warsaw.

Gallatin County has historically been an agriculturally driven region. Tobacco, soy, and corn have been major crops grown in the area. The Ohio River has played a significant role in the county's settlement and economic development, as it served as a vital trade route during the 19th and 20th centuries.

One fun fact about Gallatin County is the presence of the Sugar Creek Resort, previously known as Ridgetop Resort. It was a notable holiday destination in the 1940s and 1950s that attracted many big-name musicians and entertainers. Although it no longer operates as a resort, the Sugar Creek subdivision still exists today, as a testament to the county's vibrant history of music and leisure.


Featured Cities of Kentucky
Glencoe Ryle
Featured Properties from USDA Loan Eligible Regions of Gallatin County
Meadow Lark Ln
Warsaw, KY

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129 Bluffside Dr
Sparta, KY

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