Find USDA Eligible Properties in Garrard County


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There are 257 USDA backed residential loans in Garrard county with an average loan balance of $104,329. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $106,029. On average the rural home size purchased with this loan was approximately 1,421 SqFt. Garrard county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Garrard County is roughly 606 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Garrard County is 6. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Garrard County, KY   Garrard QR code
* cities most likely to have USDA loan eligible properties for sale.

Bourne   •   Bryantsville   •   Buckeye   •   Cartersville   •   Davistown   •   Hackley   •   Hyattsville   •   Judson   •   *Lancaster   •   Lowell   •   Manse   •   Marcellus   •   Marksbury   •   McCreary   •   Nina   •   Paint Lick   •   Point Leavell   •   Teatersville   •   Toddville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Garrard County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Garrard County, Kentucky
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Garrard County
260 Apache Dr
Paint Lick, KY

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176 River Run Dr
Lancaster, KY

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1274 Bryants Camp Rd
Lancaster, KY

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